518 Riverside Dr, Waterloo, NE 68069 Property Records

Douglas County property record for 518 Riverside Dr, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,759 sqft · built 2000
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Company Names on Record
Last Sale	$495,000 (Jun 2021)
Tax Bill	$7,190 (2024)
Deeds & Mortgages	Feb 2024 Transfer Jun 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1866-2092-21`

Property Details

APN / Parcel Number

Primary APN	`1866-2092-21`
Alternative APNs	`R2118662092` `2118662092`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,759 sqft Living Area
Gross Area	3,979 sqft
1st Floor Area	1,577 sqft
Basement Area	1,577 sqft
Finished Basement	1,182 sqft
Unfinished Basement	395 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	705 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Screened Porch
Porch Area	486 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2118662092
Street Address	518 RIVERSIDE DR
City	WATERLOO
State	NE
Zip	68069-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ELKHORN
Legal Description	RIVERSIDE LAKES LOT 43 BLOCK 0 75 X 150
Legal Subdivision	RIVERSIDE LAKES
Legal Lot Number	43
Jurisdiction	DOUGLAS NE
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1059
Census Tract	7508

Owner

Source: Douglas County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	518 RIVERSIDE DR, WATERLOO, NE 68069-9705
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Intrafamily Transfer, Transfer
Jun 4, 2021	Warranty Deed, Transfer · Line of Credit SECURITY NATIONAL BANK OF OMAHA
Sep 28, 2020	Deed of Trust, Mortgage · Line of Credit UMB BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Deed Document Number	202173616
Last Transfer Date	Feb 22, 2024
Transfer Doc	0000011159
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NE
Recording Date	Feb 26, 2024
Property Address	518 RIVERSIDE DR, WATERLOO, NE 68069-9705
Document Number	0000011159
Instrument Date	Feb 22, 2024
Instrument	2024011159
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jun 4, 2021
Property Address	518 RIVERSIDE DR, WATERLOO, NE 68069-9705
Document Number	0000073616
Instrument Date	May 18, 2021
Instrument	2021073616
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	DRI TITLE AND ESCROW, DRI TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,113.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000073617
Date	Jun 4, 2021
Instrument	2021073617

Lender

Name	SECURITY NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	518 RIVERSIDE DR, WATERLOO, NE 68069-9705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108275
Date	Sep 28, 2020
Instrument	2020108275

Lender

Name	UMB BANK NA
Type	Bank
Address	OMAHA, NE 68118

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$518,800 (+8.6%) Land $65,000 Building $453,800	$518,800 (+8.6%) Land $65,000 Building $453,800
2024	$7,190.00 (-17.67%)
2023	$8,733.00 (+5.74%)	$477,700 Land $65,000 Building $412,700	$477,700 Land $65,000 Building $412,700
2022	$8,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 72% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOUGLAS CO SID 177 - RIVERSIDE LAKES private · serves 330 people · EPA ID NE3105508
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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