458 Riverside Dr, Waterloo, NE 68069 Property Records

Douglas County property record for 458 Riverside Dr, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,622 sqft · built 1990
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Jun 2023)
Tax Bill	$6,385 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R2118662098`

Property Details

APN / Parcel Number

Primary APN	`R2118662098`
Alternative APNs	`1866 2098 21` `2118662098`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,622 sqft Living Area
Basement Area	1,622 sqft
Finished Basement	1,249 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1990
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	273 sqft
Deck Area	57 sqft
Patio Area	247 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2118662098
Street Address	458 RIVERSIDE DR
City	WATERLOO
State	NE
Zip	68069-9790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE LAKES LOT 46 BLOCK 0 75 X 150
Legal Subdivision	RIVERSIDE LAKES
Legal Lot Number	46
Jurisdiction	DOUGLAS NE
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1059
Census Tract	7508

Owner

Source: Douglas County assessment roll, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	458 RIVERSIDE DR, WATERLOO, NE 68069-9790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 5, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 3, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Prior Sale	Oct 3, 2019 · Amount on Record
Deed Document Number	2023046531
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jun 29, 2023
Property Address	458 RIVERSIDE DR, WATERLOO, NE 68069-9790
Document Number	0000046531
Instrument Date	Jun 14, 2023
Instrument	2023046531
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$933.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000046532
Date	Jun 29, 2023
Instrument	2023046532

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	458 RIVERSIDE DR, WATERLOO, NE 68069-9790
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 RIVERSIDE DR, WATERLOO, NE 68069-9790

Mortgage

Document Number	0000045821
Date	May 5, 2022
Instrument	2022045821

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Oct 3, 2019
Property Address	458 RIVERSIDE DR, WATERLOO, NE 68069-9790
Document Number	2019083791
Instrument Date	Aug 21, 2019
Instrument	2019083791
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$807.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	458 RIVERSIDE DR, WATERLOO, NE 68069-9790

Mortgage

Document Number	2019083792
Date	Oct 3, 2019
Instrument	2019083792

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$489,800 (+15.46%) Land $65,000 Building $424,800	$489,800 (+15.46%) Land $65,000 Building $424,800
2024	$6,385.00 (-17.67%)
2023	$7,755.00 (+11.65%)	$424,200 (+22.39%) Land $65,000 Building $359,200	$424,200 (+22.39%) Land $65,000 Building $359,200
2022	$6,946.00	$346,600 Land $65,000 Building $281,600	$346,600 Land $65,000 Building $281,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 72% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOUGLAS CO SID 177 - RIVERSIDE LAKES private · serves 330 people · EPA ID NE3105508
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AMG Technology Investment Group Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Metronet Holdings.

Cell Coverage

5G (outdoors only) and 4G LTE

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