518 N 7th St, Temple, TX 76501 Property Records

Bell County property record for 518 N 7th St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,012 sqft · built 1907
Lot Size	0.378 acres (16,501 sqft)
Owner	Individual Name on Record
Tax Bill	$5,888 (2023)
Deeds & Mortgages	Apr 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0121980000`

Property Details

APN / Parcel Number

Primary APN	`0121980000`
Alternative APNs	`874428` `80695`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,012 sqft Living Area
1st Floor Area	1,722 sqft
2nd Floor Area	1,290 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1907
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,501 sqft (0.378 acres)
Lot Dimensions	110 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	1,077 sqft

Location & Zoning

Account Number	874428
Street Address	518 N 7TH ST
City	TEMPLE
State	TX
Zip	76501-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Description	L R TAYLOR ADDITION, BLOCK 008, LOT 0002
Legal Subdivision	L R TAYLOR ADDITION
Legal Block	8
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2002
Census Tract	20701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ferguson House listed 1978 · 2 contributing resources · NRIS 78002888

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	518 N 7TH ST, TEMPLE, TX 76501-3122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Warranty Deed, Transfer CORNERSTONE HM LNDG
May 24, 2019	Warranty Deed, Transfer RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2020
Deed Sale	Apr 27, 2020
Prior Sale	Feb 26, 2016
Deed Document Number	2020-00019552
Record Updated	Jun 7, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 27, 2020
Property Address	518 N 7TH ST, TEMPLE, TX 76501-3122
Document Number	0000019552
Instrument Date	Apr 23, 2020
Instrument	19552
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 N 7TH ST TEMPLE TX 765013122, TEMPLE, TX 76501-3122

Mortgage

Document Number	19553
Date	Apr 27, 2020
Instrument	19553

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	May 24, 2019
Property Address	518 N 7TH ST, TEMPLE, TX 76501-3122
Document Number	0000021590
Book / Page	010851 / 000198
Instrument Date	May 23, 2019
Instrument	21590
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	518 N 7TH ST TEMPLE TX 765013122, TEMPLE, TX 76501-3122

Mortgage

Document Number	21591
Date	May 24, 2019
Book Page	010851/000202
Instrument	21591

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148-2097

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 23, 2034

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,888.00 (-19.25%) Homeowner's exemption Senior Citizen's exemption	$500,778 Land $28,380 Building $472,398	$500,778 Land $28,380 Building $472,398
2022	$7,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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