610 N 7th St, Temple, TX 76501 Property Records

Bell County property record for 610 N 7th St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,204 sqft · built 1965
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual on Record
Tax Bill	$8,695 (2023)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0122300000`

Property Details

APN / Parcel Number

Primary APN	`0122300000`
Alternative APNs	`874317` `35713`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,204 sqft Living Area
1st Floor Area	1,770 sqft
2nd Floor Area	1,434 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Storage Building	49 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	874317
Street Address	610 N 7TH ST
City	TEMPLE
State	TX
Zip	76501-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	L R TAYLOR ADDITION, BLOCK 014, LOT PT 1, (N 1/2 OF 1) (N 1/2 OF 1)
Legal Subdivision	L R TAYLOR ADDITION
Legal Block	14
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1024
Census Tract	20600

Owner

Source: Bell County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage EXTRACO BANKS NA
Aug 18, 2022	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 22, 2020	Vendor's Lien, Transfer · Conventional Mortgage SUCCESS MORTGAGE CORP
May 12, 2017	Vendor's Lien, Transfer · ARM CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022
Deed Sale	Aug 18, 2022
Prior Sale	Apr 22, 2020
Deed Document Number	2022052410
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	610 N 7TH ST, TEMPLE, TX 76501-3124
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 CURLEW LN, TEMPLE, TX 76502-6734

Mortgage

Document Number	0000000221
Date	Jan 5, 2026
Instrument	2026000221

Lender

Name	EXTRACO BANKS NA
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Max Rate	11.1%

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 18, 2022
Property Address	610 N 7TH ST, TEMPLE, TX 76501-3124
Document Number	0000052410
Map Reference	VOL 90 PG 487
Instrument Date	Aug 15, 2022
Instrument	2022052410
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	NETCO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 N 7TH ST, TEMPLE, TX 76501-3124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 N 7TH ST, TEMPLE, TX 76501-3124

Mortgage

Document Number	0000052411
Date	Aug 18, 2022
Instrument	2022052411

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 22, 2020
Property Address	610 N 7TH ST, TEMPLE, TX 76501-3124
Document Number	0000018988
Map Reference	VOL 90 PG 487
Instrument Date	Apr 22, 2020
Instrument	2020-00018988
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 N 7TH ST, TEMPLE, TX 76501-3124

Mortgage

Document Number	0000018989
Date	Apr 22, 2020
Instrument	2020-00018989

Lender

Name	SUCCESS MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 12, 2017
Property Address	610 N 7TH ST, TEMPLE, TX 76501-3124
Document Number	0000019180
Map Reference	VOL90 PG487
Instrument Date	May 10, 2017
Instrument	2017-00019180
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 S 1ST ST, 6, TEMPLE, TX 76501-7604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 N 7TH ST, TEMPLE, TX 76501-3124

Mortgage

Document Number	0000019181
Date	May 12, 2017
Instrument	2017-00019181

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.77%
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.77%
Index	5-Year CMT
Max Rate	9.77%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$504,677 (+6.21%) Land $24,668 Building $480,009	$504,677 (+6.21%) Land $24,668 Building $480,009
2023	$8,695.00 (-22%)	$475,154 Land $20,873 Building $454,281	$475,154 Land $20,873 Building $454,281
2022	$11,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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