505 N 7th St, Temple, TX 76501 Property Records

Bell County property record for 505 N 7th St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,392 sqft · built 1928
Lot Size	0.378 acres (16,501 sqft)
Owner	Individual Name on Record
Tax Bill	$2,299 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0121930000`

Property Details

APN / Parcel Number

Primary APN	`0121930000`
Alternative APNs	`851929` `80108`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,392 sqft Living Area
1st Floor Area	2,392 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,501 sqft (0.378 acres)
Lot Dimensions	110 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft
Canopy	400 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	851929
Street Address	505 N 7TH ST
City	TEMPLE
State	TX
Zip	76501-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Description	L R TAYLOR ADDITION, BLOCK 007, LOT 0003
Legal Subdivision	L R TAYLOR ADDITION
Legal Block	7
Legal Lot Number	3
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2001
Census Tract	20701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Temple Commercial Historic District listed 2005 · 113 contributing resources · NRIS 05001192

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bell County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	505 N 7TH ST, TEMPLE, TX 76501-3121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Vendor's Lien, Transfer · Conventional Mortgage CENTRAL NATIONAL BANK
Jun 5, 2019	Loan Modification, Mortgage FIRST LIBERTY NAT'L BK LIBERTY
Nov 6, 2018	Vendor's Lien, Transfer THE FIRST LIBERTY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025
Deed Sale	Dec 1, 2025
Prior Sale	Nov 6, 2018
Deed Document Number	2025058721
Record Updated	Jun 8, 2026

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Dec 1, 2025
Property Address	505 N 7TH ST, TEMPLE, TX 76501-3121
Document Number	0000058721
Map Reference	VOL 90 PG 487
Instrument Date	Nov 26, 2025
Instrument	2025058721
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	566 KENWOOD AVEB, DELMAR, NY 12054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 N 7TH ST, TEMPLE, TX 76501-3121

Mortgage

Document Number	0000058722
Date	Dec 1, 2025
Instrument	2025058722

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 26, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	12.5%

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	505 N 7TH ST, TEMPLE, TX 76501-3121
Document Number	0000027256
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 N 7TH ST TEMPLE TX 765013121, TEMPLE, TX 76501-3121

Mortgage

Document Number	0000027256
Date	Jun 25, 2019
Instrument	27256

Lender

Name	FIRST LIBERTY NAT'L BK LIBERTY
Address	LIBERTY, TX 77575

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

Interest

Rate	4.95%

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 6, 2018
Property Address	505 N 7TH ST, TEMPLE, TX 76501-3121
Document Number	0000046497
Map Reference	VOL90 PG487
Instrument Date	Nov 5, 2018
Instrument	2018-00046497
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTHEITH ABSTRACT & TITLE C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3210 SLOUGH DR, 3210, TEMPLE, TX 76502-3980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 N 7TH ST, TEMPLE, TX 76501-3121

Mortgage

Document Number	0000046498
Date	Nov 6, 2018
Instrument	2018-00046498

Lender

Name	THE FIRST LIBERTY NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$277,252 (+8.94%) Land $33,330 Building $297,681	$331,011 (+30.07%) Land $33,330 Building $297,681
2024	$2,299.00 (-2.29%)
2023	$2,353.00 (-30.86%) Homeowner's exemption Senior Citizen's exemption	$254,492 Land $28,380 Building $226,112	$254,492 Land $28,380 Building $226,112
2022	$3,403.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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