518 Ezzard Charles Dr, Cincinnati, OH 45214 Property Records

Hamilton County property record for 518 Ezzard Charles Dr, Cincinnati, OH 45214

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,922 sqft · built 2006
Lot Size	0.037 acres (1,652 sqft)
Owner	2 Individual Names on Record
Last Sale	$294,900 (Apr 2019)
Tax Bill	$6,657 (2025)
Deeds & Mortgages	Apr 2019 Sale & Line of Credit Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-0003-0407-00`

Property Details

APN / Parcel Number

Primary APN	`134-0003-0407-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,922 sqft Living Area
1st Floor Area	470 sqft
2nd Floor Area	1,452 sqft

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	1,652 sqft
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	518 EZZARD CHARLES DR
City	CINCINNATI
State	OH
Zip	45214-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS NEAR DR 1652 SQ FTLOT 59 CITY WEST NORTH SUBPHASE 1
Legal Subdivision	CITY WEST NORTH SUB
Legal Phase	1
Legal Lot Number	59
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1026
Census Tract	26400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurel Homes Historic District listed 1987 · 31 contributing resources · NRIS 87000690

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	518 EZZARD CHARLES DR, CINCINNATI, OH 45214-2731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE
Jul 3, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	Dec 24, 2014 · Amount on Record
Deed Document Number	0000032659
Deed Book / Page	013907 / 001354
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 30, 2019
Property Address	518 EZZARD CHARLES DR, CINCINNATI, OH 45214-2731
Document Number	0000032659
Book / Page	013907 / 001354
Instrument Date	Apr 25, 2019
Instrument	32659
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	PARKWAY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,179.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	518 EZZARD CHARLES DR CINCINNATI OH 452142731, CINCINNATI, OH 45214-2731

Mortgage

Document Number	32660
Date	Apr 30, 2019
Book Page	013907/001356
Instrument	32660

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 29, 2034

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	518 EZZARD CHARLES DR, CINCINNATI, OH 45214-2731
Document Number	0000064936
Book / Page	013461 / 002258
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	518 EZZARD CHARLES DR CINCINNATI OH 452142731, CINCINNATI, OH 45214-2731

Mortgage

Document Number	0000064936
Date	Jul 18, 2017
Book Page	013461/002258
Instrument	64936

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,657.00 (+3.15%)	$108,217 (-) Land $30,450 Building $77,767
2024	$6,454.00 (-2.21%)	$108,217 (-) Land $30,450 Building $77,767
2023	$6,600.00 (-5.96%)	$108,217 (+4.85%) Land $30,450 Building $77,767	$309,190 (+4.85%) Land $87,000 Building $222,190
2022	$7,018.00 Homeowner's exemption	$103,215 Land $9,870 Building $93,345
2020			$294,900 Land $28,200 Building $266,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: altafiber Network Solutions, T-Mobile, Verizon.

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