516 Ezzard Charles Dr, Cincinnati, OH 45214 Property Records

Hamilton County property record for 516 Ezzard Charles Dr, Cincinnati, OH 45214

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,822 sqft · built 2005
Lot Size	0.037 acres (1,650 sqft)
Owner	Individual on Record
Last Sale	$187,700 (Nov 2008)
Tax Bill	$6,283 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-0003-0406-00`

Property Details

APN / Parcel Number

Primary APN	`134-0003-0406-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,822 sqft Living Area
1st Floor Area	470 sqft
2nd Floor Area	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	1,650 sqft
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	516 EZZARD CHARLES DR
City	CINCINNATI
State	OH
Zip	45214-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS NEAR DR 1650 SQ FT LOT 58 CITY WEST NORTH SUBPHASE 1
Legal Subdivision	CITY WEST NORTH SUB
Legal Phase	1
Legal Lot Number	58
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1026
Census Tract	26400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurel Homes Historic District listed 1987 · 31 contributing resources · NRIS 87000690

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	516 EZZARD CHARLES DR, CINCINNATI, OH 45214-2731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2008 · Amount on Record
Deed Sale	Nov 17, 2008 · Amount on Record
Prior Sale	Apr 5, 2005 · Amount on Record
Deed Document Number	171407
Deed Book / Page	10999 / 01460
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	516 EZZARD CHARLES DR, CINCINNATI, OH 45214-2731
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004928
Date	Jan 12, 2021
Book Page	14332/1665
Instrument	2021-0004928

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,283.00 (+3.14%)	$102,134 (-) Land $30,450 Building $71,684
2024	$6,092.00 (-2.2%)	$102,134 (-) Land $30,450 Building $71,684
2023	$6,229.00 (+33.3%)	$102,134 (+48.69%) Land $30,450 Building $71,684	$291,810 (+48.69%) Land $87,000 Building $204,810
2022	$4,673.00 Homeowner's exemption	$68,688 Land $9,870 Building $58,818
2020			$196,250 Land $28,200 Building $168,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: altafiber Network Solutions, T-Mobile, Verizon.

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