512 Ezzard Charles Dr, Cincinnati, OH 45214 Property Records

Hamilton County property record for 512 Ezzard Charles Dr, Cincinnati, OH 45214

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,922 sqft · built 2005
Lot Size	0.038 acres (1,647 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Jan 2025)
Tax Bill	$6,178 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134-0003-0404-00`

Property Details

APN / Parcel Number

Primary APN	`134-0003-0404-00`
Alternative APN	`0041417`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,922 sqft Living Area
Gross Area	2,162 sqft
1st Floor Area	470 sqft
2nd Floor Area	1,452 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	1,647 sqft (0.038 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	512 EZZARD CHARLES DR
City	CINCINNATI
State	OH
Zip	45214-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM07
Legal Description	SS NEAR DR 1647 SQ FT LOT 56 CITY WEST NORTH SUB PHASE 1
Legal Subdivision	CITY WEST NORTH SUB PHASE 1
Legal Lot Number	56
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1026
Census Tract	26400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurel Homes Historic District listed 1987 · 31 contributing resources · NRIS 87000690

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	512 EZZARD CHARLES DR, CINCINNATI, OH 45214-2731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 25, 2020	Deed of Trust, Mortgage · Conventional with PMI NEWREZ LLC
Apr 19, 2017	Deed, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2025 · Amount on Record
Deed Sale	Jan 10, 2025 · Amount on Record
Prior Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	20251820
Deed Book / Page	15330 / 211
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 13, 2026
Property Address	512 EZZARD CHARLES DR, CINCINNATI, OH 45214-2731
Document Number	0000027513
Book / Page	15643 / 200
Instrument Date	Apr 3, 2026
Instrument	202627513
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 EZZARD CHARLES DR, CINCINNATI, OH 45214-2731

Mortgage

Document Number	0000027513,
Date	Apr 13, 2026
Book Page	15643/200
Instrument	202627513

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	512 EZZARD CHARLES DR, CINCINNATI, OH 45214-2731
Document Number	0000022197
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 EZZARD CHARLES DR CINCINNATI OH 452142731, CINCINNATI, OH 45214-2731

Mortgage

Document Number	0000022197
Date	Mar 5, 2020
Book Page	014118/002039
Instrument	22197

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2050

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 19, 2017
Property Address	512 EZZARD CHARLES DR, CINCINNATI, OH 45214-2731
Document Number	0000034577
Book / Page	13399 / 01452
Map Reference	PB 390 PG 8-14
Instrument Date	Apr 17, 2017
Instrument	17-0034577
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$609.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 EZZARD CHARLES DR, CINCINNATI, OH 45214-2731

Mortgage

Document Number	, 17-0034578
Date	Apr 19, 2017
Instrument	17-0034578

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,178.00 (+3.14%)	$100,433 (-) Land $30,450 Building $69,983	$286,950 (-) Land $87,000 Building $199,950
2024	$5,990.00 (-2.22%)	$100,433 (-) Land $30,450 Building $69,983
2023	$6,126.00 (+5.66%)	$100,433 (+17.8%) Land $30,450 Building $69,983	$286,950 (+17.8%) Land $87,000 Building $199,950
2022	$5,798.00 Homeowner's exemption	$85,260 Land $9,870 Building $75,390
2020			$243,600 Land $28,200 Building $215,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: altafiber Network Solutions, T-Mobile, Verizon.

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