Montgomery County property record for 518 Elm Ridge Dr, Spring, TX 77386
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,555 sqft · built 2004 |
| Lot Size | 0.148 acres (6,451 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,800 (Apr 2005) |
| Tax Bill | $4,090 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8229-00-01800 |
| Primary APN | 8229-00-01800 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,555 sqft Living Area |
| Gross Area | 2,954 sqft |
| 1st Floor Area | 1,132 sqft |
| 2nd Floor Area | 1,423 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,451 sqft (0.148 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 518 ELM RIDGE DR |
|---|---|
| City | SPRING |
| State | TX |
| Zip | 77386-2842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAYFORD RIDGE 01, BLOCK 2, LOT 6 |
| Legal Subdivision | RAYFORD RIDGE 01 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 691801 |
518 Elm Ridge Dr is owned and occupied by two individuals who bought it in April 2005.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 518 ELM RIDGE DR, SPRING, TX 77386-2842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2005 · Amount on File |
| Deed Sale | Apr 15, 2005 · Amount on File |
| Deed Document Number | 200538779 |
| Prior Transfer Date | Apr 8, 2005 |
| Prior Transfer Doc | 0000038779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 518 ELM RIDGE DR, SPRING, TX 77386-2842 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000103906 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 2022103906 |
| Name | HOUSTON POLICE FCU |
|---|---|
| Type | Credit Union |
| Address | HOUSTON, TX 77007 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2037 |
The 2025 property tax bill for 518 Elm Ridge Dr was $4,090 with a homeowner's exemption, up 0.3% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,099 (+3.23%) Land $58,000 Building $280,099 | $338,099 (-0.02%) Land $58,000 Building $280,099 | |
| 2025 | $4,090.00 (+0.27%) Homeowner's exemption | $327,535 (+1%) Land $58,000 Building $280,159 | $338,159 (+0.58%) Land $58,000 Building $280,159 |
| 2024 | $4,079.00 (+12.68%) Homeowner's exemption | $297,759 (+1%) Land $58,000 Building $278,206 | $336,206 (+1.13%) Land $58,000 Building $278,206 |
| 2023 | $3,620.00 Homeowner's exemption | $270,690 Land $58,000 Building $274,450 | $332,450 Land $58,000 Building $274,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 518 Elm Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 518 Elm Ridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MONTGOMERY COUNTY MUD serves 13,372 people · EPA ID TX1700073 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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