502 Elm Ridge Dr, Spring, TX 77386 Property Records

Montgomery County property record for 502 Elm Ridge Dr, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,986 sqft · built 2004
Lot Size0.146 acres (6,338 sqft)
Owner2 Individual Names on Record
Last Sale$177,400 (Jan 2005)
Tax Bill$1,337 (2025)
Deeds & MortgagesJul 2026 Mortgage
Dec 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN8229-00-02200

Property Details

APN / Parcel Number

Primary APN8229-00-02200
Alternative APN
  • R319347

Interior

Full Baths2 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area1,986 sqft Living Area
Gross Area2,386 sqft
1st Floor Area1,986 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,338 sqft (0.146 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area17 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address502 ELM RIDGE DR
CitySPRING
StateTX
Zip77386-2842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAYFORD RIDGE 01, BLOCK 2, LOT 10
Legal SubdivisionRAYFORD RIDGE 01
Legal Block2
Legal Lot Number10
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1000
Census Tract691801

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address502 ELM RIDGE DR, SPRING, TX 77386-2842
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2005 · Amount on Record
Deed SaleJan 26, 2005 · Amount on Record
Prior SaleOct 15, 2004 · Amount on Record
Deed Document Number20058537
Prior Transfer DateJan 19, 2005
Prior Transfer Doc0000008537
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Recording DateJul 29, 2026
Property Address502 ELM RIDGE DR, SPRING, TX 77386-2842
Document Number0000080951
Instrument DateJul 24, 2026
Instrument202680951
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 ELM RIDGE DR, SPRING, TX 77386-2842

Mortgage

Document Number0000080951,
DateJul 29, 2026
Instrument202680951
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term325 Months
DueAug 1, 2053
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address502 ELM RIDGE DR, SPRING, TX 77386-2842
Transaction TypeMortgage
Record UpdatedDec 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000142091
DateDec 2, 2022
Instrument2022142091
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address502 ELM RIDGE DR, SPRING, TX 77386-2842
Transaction TypeMortgage
Record UpdatedAug 11, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000107167
DateAug 3, 2021
Instrument2021107167
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2041

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$293,908 (+1.8%) Land $58,000 Building $235,908$293,908 (-1.75%) Land $58,000 Building $235,908
2025$1,337.00 (-34.49%) Homeowner's exemption Senior Citizen's exemption$288,718 (+1%)$299,151 (+2.67%) Land $58,000 Building $241,151
2024$2,041.00 (+2.15%) Homeowner's exemption Senior Citizen's exemption$262,471 (+1%) Land $58,000 Building $233,364$291,364 (-1.12%) Land $58,000 Building $233,364
2023$1,998.00 Homeowner's exemption$238,610 Land $58,000 Building $236,670$294,670 Land $58,000 Building $236,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Nearby Flood Policies37 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MONTGOMERY COUNTY MUD
serves 13,372 people · EPA ID TX1700073
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile.

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