503 Elm Ridge Dr, Spring, TX 77386 Property Records

Montgomery County property record for 503 Elm Ridge Dr, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,469 sqft · built 2003
Lot Size	0.146 acres (6,338 sqft)
Owner	Individual Name on File
Last Sale	$351,120 (May 2026)
Tax Bill	$3,866 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8229-00-02300`

Property Details

APN / Parcel Number

Primary APN	`8229-00-02300`
Alternative APN	`R319348`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,469 sqft Living Area
Gross Area	2,868 sqft
1st Floor Area	1,089 sqft
2nd Floor Area	1,380 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,338 sqft (0.146 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	10 sqft
Deck Area	316 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	503 ELM RIDGE DR
City	SPRING
State	TX
Zip	77386-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAYFORD RIDGE 01, BLOCK 3, LOT 1
Legal Subdivision	RAYFORD RIDGE 01
Legal Block	3
Legal Lot Number	1
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	691801

Owner

503 Elm Ridge Dr is owned by an individual who bought it in May 2026.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	23023 EASTGATE VILLAGE DR, SPRING, TX 77373-8132
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed, Transfer · Conventional Mortgage STRATOS TITLE
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on File
Deed Sale	May 12, 2026 · Amount on File
Prior Sale	Jun 29, 2015 · Amount on File
Deed Document Number	202648711
Prior Transfer Date	May 11, 2026
Prior Transfer Doc	0000048711
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY TX
Recording Date	May 12, 2026
Property Address	503 ELM RIDGE DR, SPRING, TX 77386-2843
Document Number	0000048711
Instrument Date	May 11, 2026
Instrument	2026.48711
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	STRATOS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23023 EASTGATE VILLAGE DR, SPRING, TX 77373-8132

Mortgage

Document Number	0000048712,
Date	May 12, 2026
Instrument	2026.48712

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	503 ELM RIDGE DR, SPRING, TX 77386-2843
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148323
Date	Oct 26, 2021
Instrument	2021148323

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	503 ELM RIDGE DR, SPRING, TX 77386-2843
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148676
Date	Oct 26, 2021
Instrument	2021148676

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 503 Elm Ridge Dr was $3,866, down 4.2% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,000 (-3.26%) Land $58,000 Building $256,000	$314,000 (-4.39%) Land $58,000 Building $256,000
2025	$3,866.00 (-4.16%) Homeowner's exemption	$324,583 (+1%)	$328,402 (+0.5%) Land $58,000 Building $270,402
2024	$4,034.00 (-25.59%) Homeowner's exemption	$295,075 (+1%) Land $58,000 Building $268,783	$326,783 (-0.67%) Land $58,000 Building $268,783
2023	$5,421.00 Homeowner's exemption	$268,250 Land $58,000 Building $270,990	$328,990 Land $58,000 Building $270,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 Elm Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 Elm Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MONTGOMERY COUNTY MUD serves 13,372 people · EPA ID TX1700073
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Elm Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures