518 E Concord St, Orlando, FL 32803 Property Records

Orange County property record for 518 E Concord St, Orlando, FL 32803

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 800 sqft · built 1922
Lot Size	0.128 acres (5,565 sqft)
Owner	Individual Name on File
Last Sale	$176,500 (Mar 2017)
Tax Bill	$4,267 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-22-29-3316-01-050`

Property Details

APN / Parcel Number

Primary APN	`25-22-29-3316-01-050`
Alternative APNs	`292225331601050` `365076` `370353` `374746`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	800 sqft Living Area
Gross Area	1,228 sqft
1st Floor Area	800 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1975
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,565 sqft (0.128 acres)
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	518 E CONCORD ST
City	ORLANDO
State	FL
Zip	32803-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B/T/HP
Legal Description	HANDS REPLAT E/75 LOT 5 BLK A
Legal Range	29E
Legal Township	22S
Legal Section	25
Legal Subdivision	HAND CAREY REP
Legal Tract	3316
Legal Block	A
Legal Lot Number	5
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1011
Census Tract	10201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Eola Heights Historic District listed 1992 · 487 contributing resources · NRIS 91001912

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

518 E Concord St is owned and occupied by an individual who bought it in March 2017.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	518 E CONCORD ST, ORLANDO, FL 32803-4611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU
Mar 2, 2017	Special Warranty Deed, Transfer TITLE & ABSTRACT AGENCY OF A

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2017 · Amount on File
Deed Sale	Mar 2, 2017 · Amount on File
Prior Sale	Sep 1, 2016 · Amount on File
Deed Document Number	2017112859
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	518 E CONCORD ST, ORLANDO, FL 32803-4611
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 E CONCORD ST, ORLANDO, FL 32803-4611

Mortgage

Document Number	0000157448
Date	Mar 9, 2022
Instrument	20220157448

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 4, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	518 E CONCORD ST, ORLANDO, FL 32803-4611
Document Number	0000183903
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 E CONCORD ST ORLANDO FL 328034611, ORLANDO, FL 32803-4611

Mortgage

Document Number	0000183903
Date	Mar 24, 2020
Instrument	183903

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 23, 2035

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 2, 2017
Property Address	518 E CONCORD ST, ORLANDO, FL 32803-4611
Document Number	0000112859
Map Reference	MB E PG 75
Instrument Date	Feb 27, 2017
Instrument	20170112859
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	TITLE & ABSTRACT AGENCY OF A

Transaction

Amount	Amount on Record
Tax	$1,235.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 E CONCORD ST, ORLANDO, FL 32803-4611

Tax Assessment & Valuation

The 2025 property tax bill for 518 E Concord St was $4,267, up 3.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,494 (+2.7%)	$323,530 (-1.49%) Land $204,000 Building $119,530
2025	$4,267.00 (+3.85%) Homeowner's exemption	$268,251	$328,410 Land $204,000 Building $124,410
2024	$4,109.00 (+4.42%)
2023	$3,935.00 (+3.15%) Homeowner's exemption	$253,098 (+3%)	$328,004 (+12.37%) Land $204,000 Building $124,004
2022	$3,815.00 Homeowner's exemption	$245,726	$291,904 Land $204,000 Building $87,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 E Concord St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 E Concord St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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