514 E Concord St, Orlando, FL 32803 Property Records

Orange County property record for 514 E Concord St, Orlando, FL 32803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,549 sqft · built 1930
Lot Size	0.128 acres (5,563 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Feb 2024)
Tax Bill	$11,568 (2025)
Deeds & Mortgages	Feb 2024 Sale Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-22-29-3316-01-040`

Property Details

APN / Parcel Number

Primary APN	`25-22-29-3316-01-040`
Alternative APNs	`292225331601040` `365075` `370352` `374744`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,549 sqft Living Area
Gross Area	2,031 sqft
1st Floor Area	1,459 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,563 sqft (0.128 acres)
Porch	Florida Room
Porch Area	280 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	514 E CONCORD ST
City	ORLANDO
State	FL
Zip	32803-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B/T/HP
Legal Description	HANDS REPLAT E/75 LOT 4 BLK A
Legal Range	29E
Legal Township	22S
Legal Section	25
Legal Subdivision	HAND CAREY REP
Legal Tract	3316
Legal Block	A
Legal Lot Number	4
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1011
Census Tract	10201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Eola Heights Historic District listed 1992 · 487 contributing resources · NRIS 91001912

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

514 E Concord St is owned and occupied by two individuals who acquired it in March 2025.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	514 E CONCORD ST, ORLANDO, FL 32803-4611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Warranty Deed, Transfer CELEBRATION TITLE GROUP
Jun 30, 2023	Deed of Trust, Mortgage TROY M MCCLEERY
Sep 8, 2021	Deed of Trust, Mortgage PAULO VILLANNOVA
Mar 5, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HLI INVESTMENTS AND FUNDIGN FUND 2

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2024 · Amount on File
Deed Sale	Feb 5, 2024 · Amount on File
Prior Sale	Mar 5, 2021 · Amount on File
Deed Document Number	202465835
Last Transfer Date	Mar 21, 2025
Transfer Doc	0000180415
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 5, 2024
Property Address	514 E CONCORD ST, ORLANDO, FL 32803-4611
Document Number	0000065835
Map Reference	MB E PG 75
Instrument Date	Jan 26, 2024
Instrument	20240065835
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$5,390.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	669 S ST MALO ST, WEST COVINA, CA 91790-3722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 E CONCORD ST, ORLANDO, FL 32803-4611

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	514 E CONCORD ST, ORLANDO, FL 32803-4611
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 E CONCORD ST, ORLANDO, FL 32803-4611

Mortgage

Document Number	0000368606
Date	Jun 30, 2023
Instrument	20230368606

Lender

Name	TROY M MCCLEERY
Type	Private Party
Address	KATELLA AVE #205 205, LOS ALAMITOS, CA 90720

Agreement

Amount	Amount on Record
Term	2 Months
Due	Aug 28, 2023

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	514 E CONCORD ST, ORLANDO, FL 32803-4611
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 S SAINT HALO ST, WEST COVINA, CA 91790-3722

Mortgage

Document Number	20210547833
Date	Sep 8, 2021
Instrument	20210547833

Lender

Name	PAULO VILLANNOVA
Type	Private Party
Address	4940 W 99TH ST, INGLEWOOD, CA 90301

Agreement

Amount	Amount on Record

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 5, 2021
Property Address	514 E CONCORD ST, ORLANDO, FL 32803-4611
Document Number	0000129581
Map Reference	MB E PG 75
Instrument Date	Feb 12, 2021
Instrument	20210129581
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	SAINT LAWRENCE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,722.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15081 BRIAR RIDGE CIR, 15081, FORT MYERS, FL 33912-2302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 S ST MALO ST, WEST COVINA, CA 91790-3722

Mortgage

Document Number	0000129582
Date	Mar 5, 2021
Instrument	20210129582

Lender

Name	HLI INVESTMENTS AND FUNDIGN FUND 2
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 514 E Concord St was $11,568, up 45.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$619,190 (-1.02%) Land $204,000 Building $415,190	$619,190 (-1.02%) Land $204,000 Building $415,190
2025	$11,568.00 (+45.49%)	$625,600 Land $204,000 Building $421,600	$625,600 Land $204,000 Building $421,600
2024	$7,951.00 (+39.86%)
2023	$5,685.00 (+21.89%)	$367,625 (+45.98%) Land $204,000 Building $163,625	$367,625 (+45.98%) Land $204,000 Building $163,625
2022	$4,664.00	$251,840 Land $204,000 Building $47,840	$251,840 Land $204,000 Building $47,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 514 E Concord St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 E Concord St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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