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515 E Concord St, Orlando, FL 32803 Property Records

Orange County property record for 515 E Concord St, Orlando, FL 32803

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,081 sqft · built 1958
Lot Size0.16 acres (6,987 sqft)
OwnerIndividual Name on Record
Tax Bill$1,147 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN25-22-29-7528-00-370

Property Details

APN / Parcel Number

Primary APN25-22-29-7528-00-370
Alternative APNs
  • 292225752800370
  • 366390
  • 371665
  • 376061

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,081 sqft Living Area
Gross Area1,619 sqft
1st Floor Area1,081 sqft
Utility Area69 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1975
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,987 sqft (0.16 acres)
Garage TypeCarport
Garage Area187 sqft
CarportCarport
Carport Area187 sqft

Exterior Amenities

PorchSlab
Porch Area282 sqft
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address515 E CONCORD ST
CityORLANDO
StateFL
Zip32803-4610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2B/T/HP
Legal DescriptionS A ROBINSONS THIRD REVISION G/31 LOT 37
Legal Range29E
Legal Township22S
Legal Section25
Legal SubdivisionROBINSON S A 3RD REV
Legal Tract7528
Legal Lot Number37
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1007
Census Tract10201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lake Eola Heights Historic District
listed 1992 · 487 contributing resources · NRIS 91001912

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address515 E CONCORD ST, ORLANDO, FL 32803-4610
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address515 E CONCORD ST, ORLANDO, FL 32803-4610
Document Number0000591401
Instrument DateSep 11, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 E CONCORD ST ORLANDO FL 328034610, ORLANDO, FL 32803-4610

Mortgage

Document Number0000591401
DateSep 23, 2019
Instrument591401
Lender
NameINSIGHT CU
AddressORLANDO, FL 32801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 22, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOrlando City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$128,910 (+2.7%)$372,990 (-1.84%) Land $204,000 Building $168,990
2025$1,147.00 (+8.62%) Homeowner's exemption$125,521 (+5.99%)$379,970 (+5.3%) Land $204,000 Building $175,970
2024$1,056.00 (+10.69%)
2023$954.00 (+6.35%) Homeowner's exemption$118,430 (+3%)$360,836 (+14.74%) Land $204,000 Building $156,836
2022$897.00 Homeowner's exemption$114,981$314,493 Land $204,000 Building $110,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Summit Broadband.

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