San Diego County property record for 518 Calle Montecito, Unit 97, Oceanside, CA 92057
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 856 sqft · built 1985 |
| Lot Size | 6.97 acres (303,705 sqft) |
| Owner | Company Name on File |
| Last Sale | $225,000 (Jul 2019) |
| Tax Bill | $2,795 (2025) |
| Deeds & Mortgages | Jul 2019 Sale Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-560-10-25 |
| Primary APN | 157-560-10-25 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 856 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Lot Area | 303,705 sqft |
| View / Lot | Lake |
| Street Address | 518 CALLE MONTECITO, 97 |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5275 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-C |
| Legal Description | LOT 5 US 97PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806 |
| Legal Subdivision | LIBBY LAKE CONDO |
| Legal Tract | 009806 |
| Legal Block | 2 |
| Legal Lot Number | 5,1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18618 |
Source: San Diego County records · APN 157-560-10-25
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5972 FOXFIELD LN, YORBA LINDA, CA 92886-5823 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jul 31, 2019 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Sep 21, 2018 | Grant Deed, Mortgage · Line of Credit ENDEAVOR BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on Record |
| Deed Sale | Jul 31, 2019 · Amount on Record |
| Prior Sale | Jun 29, 2009 · Amount on Record |
| Deed Document Number | 2019316018 |
| Last Transfer Date | Jun 23, 2023 |
| Transfer Doc | 0000171632 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 31, 2019 |
| Property Address | 518 CALLE MONTECITO UNIT 97, 97, OCEANSIDE, CA 92057-5275 |
| Document Number | 0000316018 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 316018 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $247.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5972 FOXFIELD LN YORBA LINDA CA 928865823, YORBA LINDA, CA 92886-5823 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 21, 2018 |
| Property Address | 518 CALLE MONTECITO UNIT 97, 97, OCEANSIDE, CA 92057-5275 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 395761 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2018 |
| Title Company | CHICAGO TITLE COMPANY-COMMERCIAL DIV |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 518 CALLE MONTECITO #97 OCEANSIDE CA 920575275, 97, OCEANSIDE, CA 92057-5275 |
| Document Number | 0000395761 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 395761 |
| Name | ENDEAVOR BK |
|---|---|
| Type | Bank |
| Address | 750 B ST # 3110, SAN DIEGO, CA 92101-8105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Sep 20, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $250,985 (+2%) Land $149,134 Building $101,851 | |
| 2025 | $2,795.00 (+5.19%) | $246,064 (+4.04%) Land $146,210 Building $99,854 |
| 2023 | $2,657.00 (+1.49%) | $236,512 Land $140,534 Building $95,978 |
| 2022 | $2,618.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: California Internet, T-Mobile USA.
Based on FCC filings for 681 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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