518 Calle Montecito, Unit 95, Oceanside, CA 92057 Property Records

San Diego County property record for 518 Calle Montecito, Unit 95, Oceanside, CA 92057 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 856 sqft · built 1985
Lot Size	6.97 acres (303,705 sqft)
Owner	Individual Name on File
Last Sale	$428,000 (Sep 2022)
Tax Bill	$3,062 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`157-560-10-23`

Property Details

APN / Parcel Number

Primary APN	`157-560-10-23`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	856 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	303,705 sqft
View / Lot	Lake

Location & Zoning

Street Address	518 CALLE MONTECITO, 95
City	OCEANSIDE
State	CA
Zip	92057-5275
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 5 US 95PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806
Legal Subdivision	LIBBY LAKE CONDO
Legal Tract	009806
Legal Block	2
Legal Lot Number	5,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18618

Owner

Source: San Diego County records · APN 157-560-10-23

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	518 CALLE MONTECITO, 95, OCEANSIDE, CA 92057-5275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Grant Deed, Transfer · Conventional Mortgage PATRIOT PACIFIC FINANCIAL CORP
Jul 19, 2022	Grant Deed, Transfer SPRUCE TITLE
Sep 14, 2021	Intrafamily Transfer, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO
Sep 14, 2021	Grant Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 05, 2019	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Jul 19, 2022 · Amount on Record
Deed Document Number	2022368902
Prior Transfer Date	Sep 10, 2021
Prior Transfer Doc	0000649606
Record Updated	Sep 20, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 19, 2022
Property Address	518 CALLE MONTECITO UNIT 95, 95, OCEANSIDE, CA 92057-5275
Document Number	0000368902
Map Reference	MAP 9806
Instrument Date	Sep 16, 2022
Instrument	2022-0368902
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	SPRUCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 CALLE MONTECITO UNIT 95, 95, OCEANSIDE, CA 92057-5275

Mortgage

Document Number	0000368903
Date	Sep 19, 2022
Instrument	2022-0368903

Lender

Name	PATRIOT PACIFIC FINANCIAL CORP
Type	Non-Lending Institution
Address	MURRIETA, CA 92563

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 19, 2022
Property Address	518 CALLE MONTECITO UNIT 95, 95, OCEANSIDE, CA 92057-5275
Document Number	0000296812
Map Reference	DOC 2005-0051755
Instrument Date	Jul 15, 2022
Instrument	2022-0296812
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	SPRUCE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 14, 2021
Property Address	518 CALLE MONTECITO UNIT 95, 95, OCEANSIDE, CA 92057-5275
Document Number	0000649606
Map Reference	MAP 9806
Instrument Date	Sep 10, 2021
Instrument	2021-0649606
Transaction Type	Transfer
Record Updated	Aug 01, 2023
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 CALLE MONTECITO UNIT 95, 95, OCEANSIDE, CA 92057-5275

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 14, 2021
Property Address	518 CALLE MONTECITO UNIT 95, 95, OCEANSIDE, CA 92057-5275
Document Number	0000649605
Map Reference	MAP 9806
Instrument Date	Aug 23, 2021
Instrument	2021-0649605
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 CALLE MONTECITO UNIT 95, 95, OCEANSIDE, CA 92057-5275

Mortgage

Document Number	0000649607
Date	Sep 14, 2021
Instrument	2021-0649607

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 05, 2019
Property Address	518 CALLE MONTECITO UNIT 95, 95, OCEANSIDE, CA 92057-5275
Document Number	0000567335
Map Reference	DOC 2005-0051755
Instrument Date	Nov 19, 2019
Instrument	2019-0567335
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 CALLE MONTECITO UNIT 95, 95, OCEANSIDE, CA 92057-5275

Mortgage

Document Number	0000567336
Date	Dec 05, 2019
Instrument	2019-0567336

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$454,196 (+2%) Land $360,810 Building $93,386
2025	$3,062.00 (-4.82%) Veteran's exemption	$445,291 (+4.04%) Land $353,736 Building $91,555
2024	$3,217.00 (-32.61%)
2023	$4,774.00 (+23.23%)	$428,000 Land $340,000 Building $88,000
2022	$3,874.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 681 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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