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518 Calle Montecito, Unit 93, Oceanside, CA 92057 Property Records

San Diego County property record for 518 Calle Montecito, Unit 93, Oceanside, CA 92057

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 806 sqft · built 1985
Lot Size6.97 acres (303,705 sqft)
OwnerCompany Name on Record
Last Sale$97,500 (Aug 2011)
Tax Bill$1,414 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN157-560-10-21

Property Details

APN / Parcel Number

Primary APN157-560-10-21

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area806 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment
Lot Area303,705 sqft
View / LotLake

Location & Zoning

Street Address518 CALLE MONTECITO, 93
CityOCEANSIDE
StateCA
Zip92057-5275
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-C
Legal DescriptionLOT 5 US 93PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806
Legal SubdivisionLIBBY LAKE CONDO
Legal Tract009806
Legal Block2
Legal Lot Number5,1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18618

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address475 LEXINGTON CIR, OCEANSIDE, CA 92057-7355
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2011 · Amount on Record
Deed SaleAug 5, 2011 · Amount on Record
Prior SaleNov 22, 2005 · Amount on Record
Deed Document Number2011399408
Last Transfer DateJan 7, 2021
Transfer Doc0000027016
Record UpdatedSep 20, 2026

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 13, 2021
Property Address518 CALLE MONTECITO UNIT 93, 93, OCEANSIDE, CA 92057-5275
Document Number0000027016
Map ReferenceMAP 9806
Instrument DateJan 7, 2021
Instrument2021-0027016
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 LEXINGTON CIR, OCEANSIDE, CA 92057-7355

Mortgage

Document Number0000027017
DateJan 13, 2021
Instrument2021-0027017
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$124,902 (+2%) Land $69,177 Building $55,725
2025$1,414.00 (+5.21%)$122,454 (+4.04%) Land $67,821 Building $54,633
2023$1,344.00 (+1.51%)$117,701 Land $65,189 Building $52,512
2022$1,324.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: GeoLinks, T-Mobile.

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