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5178 Appenine Loop E, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5178 Appenine Loop E, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage2,478 sqft Heated Area
Lot Size9,583 sqft (0.219 acres)
OccupancyOwner Occupied
Last Sale$394,700 (2017)
Tax Bill$4,762.00 (2025)

Property Details

APN / Parcel Number

Primary APN202531425700011820

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,478 sqft Heated Area
Gross Area3,320 sqft Gross Area
1st Floor1,845 sqft 1st Floor
Upper Floors633 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.219 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area667 sqft Garage

Exterior Amenities

Pool Area264 sqft Pool
FenceFence
Deck Area276 sqft Deck
PorchOpen Porch
Porch Area175 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5178 APPENINE LOOP E
CitySAINT CLOUD
StateFL
Zip34771-9110
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNARCOOSSEE VILLAGE PH 2 PB 23 PG 195-197 LOT 182
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE VILLAGE
Legal Phase2
Legal Tract4257
Legal Lot Number182
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3019
Census Tract43700

Owner

Source: Osceola County records · APN 202531425700011820

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5178 APPENINE LOOP E, SAINT CLOUD, FL 34771-9110
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Apr 25, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 25, 2017 · Amount on Record
Deed SaleApr 25, 2017 · Amount on Record
Deed Doc Number2017061523
Deed Book / Page5137 / 2223
Record RefreshedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5178 APPENINE LOOP E, SAINT CLOUD, FL 34771-9110
Transaction TypeMortgage
Record UpdatedMar 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5178 APPENINE LOOP E, SAINT CLOUD, FL 34771-9110

Mortgage

Document Number0063700821
DateMar 13, 2023
Book Page6370/821
Instrument2023028709
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueApr 03, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 25, 2017
Property Address5178 APPENINE LOOP E, SAINT CLOUD, FL 34771-9110
Document Number0051372223
Book / Page005137 / 002223
Instrument DateApr 17, 2017
Instrument61523
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 26, 2017
Title CompanyM/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,762.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5178 APPENINE LOOP E ST CLOUD FL 347719110, ST CLOUD, FL 34771-9110

Mortgage

Document Number51372224
DateApr 25, 2017
Book Page005137/002224
Instrument61524
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 24, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,762.00 (+7.01%) Homeowner's exemption$333,151 (+5.99%)$425,900 (-2.43%) Land $75,000 Building $350,900
2023$4,450.00 (+3.97%) Homeowner's exemption$314,333 (+3%)$436,500 (+15.05%) Land $65,000 Building $371,500
2022$4,280.00 Homeowner's exemption$305,178$379,400 Land $60,000 Building $319,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,064 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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