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5177 Appenine Loop E, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5177 Appenine Loop E, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage2,092 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$365,000 (2021)
Tax Bill$4,901.00 (2025)

Property Details

APN / Parcel Number

Primary APN202531425700011440

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,092 sqft Heated Area
Gross Area2,740 sqft Gross Area
1st Floor2,092 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area420 sqft Garage
PorchOpen Porch
Porch Area228 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5177 APPENINE LOOP E
CitySAINT CLOUD
StateFL
Zip34771-9263
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNARCOOSSEE VILLAGE PH 2 PB 23 PG 195-197 LOT 144
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE VILLAGE
Legal Phase2
Legal Tract4257
Legal Lot Number144
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3010
Census Tract43700

Owner

Source: Osceola County records · APN 202531425700011440

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5177 APPENINE LOOP E, SAINT CLOUD, FL 34771-9263
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Jun 14, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
GLOBAL EQUITY FIN
Oct 05, 2017Warranty Deed, Subdivision Related Transfer
M&I FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2021 · Amount on Record
Deed SaleJun 14, 2021 · Amount on Record
Prior SaleOct 05, 2017 · Amount on Record
Deed Doc Number2021091834
Deed Book / Page5980 / 4
Record RefreshedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5177 APPENINE LOOP E, SAINT CLOUD, FL 34771-9263
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5177 APPENINE LOOP, SAINT CLOUD, FL 34771-9263

Mortgage

Document Number0064712590
DateSep 11, 2023
Book Page6471/2590
Instrument2023119132
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 14, 2021
Property Address5177 APPENINE LOOP E, SAINT CLOUD, FL 34771-9263
Document Number0059800004
Book / Page5980 / 4
Map ReferenceMB 23 PG 195-197
Instrument DateJun 04, 2021
Instrument2021091834
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyEQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address36526 BARRINGTON DR, 36526, EUSTIS, FL 32736-8742

Transferred To (Grantee/Buyer)

NameVerified Name
Address5177 APPENINE LOOP E, SAINT CLOUD, FL 34771-9263

Mortgage

Document Number0000059806
DateJun 14, 2021
Instrument5980/6
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5177 APPENINE LOOP E, SAINT CLOUD, FL 34771-9263
Document Number0057311357
Instrument DateMay 23, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
AddressF 5177 APPENINE LOOP E ST CLOUD FL 34771, ST CLOUD, FL 34771

Mortgage

Document Number0057311357
DateJun 03, 2020
Book Page005731/001357
Instrument71253
Lender
NameGLOBAL EQUITY FIN
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 02, 2040

October 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 05, 2017
Property Address5177 APPENINE LOOP E, SAINT CLOUD, FL 34771-9263
Document Number0052182129
Book / Page005218 / 002129
Instrument DateSep 28, 2017
Instrument142154
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 10, 2017
Title CompanyM/I TITLE AGENCY LIMITED LC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5177 APPENINE LOOP E ST CLOUD FL 347719263, ST CLOUD, FL 34771-9263

Mortgage

Document Number52182130
DateOct 05, 2017
Book Page005218/002130
Instrument142155
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
AmountAmount Recorded
Term360 Months
DueOct 04, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,901.00 (+6.94%) Homeowner's exemption$343,218 (+5.99%)$356,500 (-2.3%) Land $75,000 Building $281,500
2023$4,583.00 (+3.95%) Homeowner's exemption$323,832 (+3%)$364,900 (+16.06%) Land $65,000 Building $299,900
2022$4,409.00 Homeowner's exemption$314,400 Land $60,000 Building $254,400$314,400 Land $60,000 Building $254,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 621 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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