Osceola County property record for 5175 Appenine Loop E, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,092 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $335,000 (2020) |
| Tax Bill | $3,258.00 (2024) |
| Primary APN | 20-25-31-4257-0001-1430 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,092 sqft Living Area |
| Gross Area | 2,687 sqft Gross Area |
| 1st Floor | 2,092 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Patio Area | 300 sqft Patio |
| Porch Area | 175 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5175 APPENINE LOOP E |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9263 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NARCOOSSEE VILLAGE PH 2 PB 23 PG 195-197 LOT 143 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | NARCOOSSEE VILLAGE PH 2 |
| Legal Phase | 2 |
| Legal Tract | 4257 |
| Legal Block | 1430 |
| Legal Lot Number | 143 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 43700 |
Source: Osceola County records · APN 20-25-31-4257-0001-1430
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5175 APPENINE LOOP E, SAINT CLOUD, FL 34771-9263 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Sep 14, 2017 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage M&I FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 2020 · Amount on Record |
| Deed Sale | Jul 21, 2020 · Amount on Record |
| Prior Sale | Sep 14, 2017 · Amount on Record |
| Deed Doc Number | 202095209 |
| Deed Book / Page | 5759 / 156 |
| Last Transfer Date | Mar 24, 2025 |
| Transfer Doc | 0067611741 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 21, 2020 |
| Property Address | 5175 APPENINE LOOP E, SAINT CLOUD, FL 34771-9263 |
| Document Number | 0057590156 |
| Book / Page | 5759 / 156 |
| Map Reference | MB 23 PG 195-197 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 2020095209 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5175 APPENINE LOOP E, SAINT CLOUD, FL 34771-9263 |
| Document Number | 0005759158 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 5759/158 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 14, 2017 |
| Property Address | 5175 APPENINE LOOP E, SAINT CLOUD, FL 34771-9263 |
| Document Number | 0052071398 |
| Book / Page | 005207 / 001398 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 129978 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 06, 2017 |
| Title Company | M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,946.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5175 APPENINE LOOP E ST CLOUD FL 347719263, ST CLOUD, FL 34771-9263 |
| Document Number | 52071399 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 005207/001399 |
| Instrument | 129979 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,435.00 (+5.43%) | $237,369 (+5.99%) | $359,400 (-2.34%) Land $75,000 Building $284,400 |
| 2024 | $3,258.00 (+2.2%) | ||
| 2023 | $3,188.00 (+4.39%) Homeowner's exemption | $223,962 (+3%) | $368,000 (+15.8%) Land $65,000 Building $303,000 |
| 2022 | $3,054.00 Homeowner's exemption | $217,439 | $317,800 Land $60,000 Building $257,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 621 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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