Bergen County and Upper Saddle River Borough property record for 517 W Saddle River Rd, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 5,095 sqft · built 2008 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,550,000 (Aug 2021) |
| Tax Bill | $27,615 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00506-0000-00015-02 |
| Primary APN | 63-00506-0000-00015-02 |
|---|---|
| Alternative APN |
|
| Building Area | 5,095 sqft Living Area |
|---|
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 37,897 sqft (0.87 acres) |
| Street Address | 517 W SADDLE RIVER RD |
|---|---|
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .87 AC |
| Legal Block | 506 |
| Legal Lot Number | 15.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 53202 |
517 W Saddle River Rd is owned by a company that bought it in August 2021.
Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 517 W SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1138 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK |
| Aug 30, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Jan 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on File |
| Deed Sale | Aug 30, 2021 · Amount on File |
| Prior Sale | Dec 9, 2014 · Amount on File |
| Deed Document Number | 2021137344 |
| Deed Book / Page | 4350 / 1972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 517 W SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1138 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0044811241 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 4481/1241 |
| Instrument | 2021177306 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 30, 2021 |
| Property Address | 517 W SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1138 |
| Document Number | 0043501972 |
| Book / Page | 4350 / 1972 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 2021137344 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,730.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 DONROSS DR, 7, WESTERLY, RI 02891-3720 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 517 W SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1138 |
| Investor | Possibly a Property Investor |
| Document Number | 2021137345 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021137345 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 517 W SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0025211555 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 02521/1555 |
| Instrument | 17-010108 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 517 W Saddle River Rd was $27,615, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,066,200 (-) Land $274,800 Building $791,400 | $1,066,200 (-) Land $274,800 Building $791,400 | |
| 2025 | $27,615.00 (+1.73%) | $1,066,200 Land $274,800 Building $791,400 | $1,066,200 Land $274,800 Building $791,400 |
| 2024 | $27,145.00 | ||
| 2023 | $1,066,200 Land $274,800 Building $791,400 | $1,066,200 Land $274,800 Building $791,400 | |
| 2022 | $26,174.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 517 W Saddle River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 517 W Saddle River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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