Bergen County and Upper Saddle River Borough property record for 515 W Saddle River Rd, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,988 sqft · built 1939 |
| Lot Size | 1.68 acres (73,181 sqft) |
| Owner | Individual Name on File |
| Last Sale | $630,000 (Oct 2020) |
| Tax Bill | $13,598 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00506-0000-00015-01 |
| Primary APN | 63-00506-0000-00015-01 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,988 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Lot Area | 73,181 sqft (1.68 acres) |
| Account Number | 043500 |
|---|---|
| Street Address | 515 W SADDLE RIVER RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.68 AC |
| Legal Subdivision | UPPER SADDLE RIVER |
| Legal Block | 506 |
| Legal Lot Number | 15.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 53202 |
515 W Saddle River Rd is owned and occupied by an individual who bought it in October 2020.
Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 W SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on File |
| Deed Sale | Oct 13, 2020 · Amount on File |
| Prior Sale | Sep 11, 2014 · Amount on File |
| Deed Document Number | 2020102364 |
| Deed Book / Page | 3762 / 1828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 13, 2020 |
| Property Address | 515 W SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1138 |
| Document Number | 0037621828 |
| Book / Page | 003762 / 001828 |
| Instrument Date | Jul 6, 2020 |
| Instrument | 102364 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 515 W SADDLE RIVER RD UPPER SADDLE RIVER NJ 074581138, UPPER SADDLE RIVER, NJ 07458-1138 |
| Document Number | 37621834 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 003762/001834 |
| Instrument | 102365 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 12, 2050 |
The 2025 property tax bill for 515 W Saddle River Rd was $13,598, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525,000 (-) Land $320,800 Building $204,200 | $525,000 (-) Land $320,800 Building $204,200 | |
| 2025 | $13,598.00 (+1.74%) | $525,000 Land $320,800 Building $204,200 | $525,000 Land $320,800 Building $204,200 |
| 2024 | $13,366.00 | ||
| 2023 | $525,000 Land $320,800 Building $204,200 | $525,000 Land $320,800 Building $204,200 | |
| 2022 | $12,983.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 W Saddle River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 W Saddle River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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