516 W Saddle River Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 516 W Saddle River Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	4,395 sqft · built 1996
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on File
Last Sale	$1,075,000 (Aug 2022)
Tax Bill	$24,605 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`63-00204-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`63-00204-0000-00026`
Alternative APNs	`630020400026` `026375`

Interior

Stories	2 Stories
Building Area	4,395 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	91,476 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	026375
Street Address	516 W SADDLE RIVER RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.100 AC
Legal Subdivision	GREENWAY SEC 1
Legal Block	204
Legal Lot Number	26
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	1
Census Block	1006
Census Tract	53202

Owner

516 W Saddle River Rd is owned and occupied by an individual who bought it in August 2022.

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	516 W SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed, Transfer · Conventional Mortgage LUXURY MORTGAGE CORP
May 14, 2021	Deed, Transfer NORTH EAST TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2022 · Amount on File
Deed Sale	Aug 25, 2022 · Amount on File
Prior Sale	May 14, 2021 · Amount on File
Deed Document Number	202284647
Deed Book / Page	4786 / 1143
Prior Transfer Date	Aug 21, 1997
Prior Transfer Doc	0000117679
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 25, 2022
Property Address	516 W SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1113
Document Number	0047861143
Book / Page	4786 / 1143
Instrument Date	Jun 10, 2022
Instrument	2022084647
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	SUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,123.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 CERONE CT, 14, WEST ORANGE, NJ 07052-4108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 W SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1113

Mortgage

Document Number	2022084648
Date	Aug 25, 2022
Instrument	2022084648

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Aug 1, 2027
Change Frequency	6 Months
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	Other
Max Rate	12.5%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 14, 2021
Property Address	516 W SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1113
Document Number	0041441702
Book / Page	4144 / 1702
Instrument Date	Feb 12, 2021
Instrument	2021076648
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	NORTH EAST TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$5,195.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 RIVERS EDGE DR UNIT 300, 16, TARRYTOWN, NY 10591-7513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CERONE CT, WEST ORANGE, NJ 07052-4108

Tax Assessment & Valuation

The 2025 property tax bill for 516 W Saddle River Rd was $24,605, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$950,000 (-) Land $346,000 Building $604,000	$950,000 (-) Land $346,000 Building $604,000
2025	$24,605.00 (+1.73%)	$950,000 Land $346,000 Building $604,000	$950,000 Land $346,000 Building $604,000
2024	$24,187.00
2023		$950,000 Land $346,000 Building $604,000	$950,000 Land $346,000 Building $604,000
2022	$23,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 W Saddle River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (2011–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 W Saddle River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Saddle River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures