Gila County property record for 517 W Locust Rd, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,232 sqft · built 1984 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,285 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-40-025B |
| Primary APN | 302-40-025B |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 20,909 sqft (0.48 acres) |
| Porch | Porch |
| Porch Area | 310 sqft |
| Patio Area | 78 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | R022858 |
|---|---|
| Street Address | 517 W LOCUST RD |
| City | PAYSON |
| State | AZ |
| Zip | 85541-3647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 33 TOWNSHIP: 11N RANGE: 10E COMM NW COR NE SE SEC 33 T11N R10E; TH N89DG 52MN 39SC E 420.59'; TH S 0 3MN 37SC E |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 33 |
| Legal Subdivision | WEST PAYSON METES & BOUNDS |
| Legal Lot Number | 8 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 301 |
517 W Locust Rd is owned and occupied by an individual who acquired it in March 2021.
Source: Gila County records, as of December 4, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 517 W LOCUST RD, PAYSON, AZ 85541-3647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2023 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Mar 30, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Aug 31, 2011 |
| Last Transfer Date | Mar 30, 2021 |
| Transfer Doc | 0000004440 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 517 W LOCUST RD, PAYSON, AZ 85541-3647 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 517 W LOCUST RD, PAYSON, AZ 85541-3647 |
| Document Number | 0000009620 |
|---|---|
| Date | Nov 3, 2023 |
| Instrument | 2023-009620 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Mar 30, 2021 |
| Property Address | 517 W LOCUST RD, PAYSON, AZ 85541-3647 |
| Document Number | 0000004440 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021-004440 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 517 W LOCUST RD, PAYSON, AZ 85541-3647 |
| Document Number | 0000004441 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-004441 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 517 W Locust Rd was $2,285.
Source: Gila County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,813 Land $8,050 Building $24,763 | $328,127 Land $80,498 Building $247,629 | |
| 2025 | $2,285.00 | ||
| 2024 | $32,631 Land $10,902 Building $21,729 | $326,310 Land $109,020 Building $217,290 | |
| 2023 | $2,131.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 517 W Locust Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 517 W Locust Rd is moderate, ranking above 56% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 44% of Arizona |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Sparklight, T-Mobile.
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