512 W Locust Rd, Payson, AZ 85541 Property Records

Gila County property record for 512 W Locust Rd, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	2,264 sqft · built 2001
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on File
Tax Bill	$3,246 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`302-40-024N`

Property Details

APN / Parcel Number

Primary APN	`302-40-024N`
Alternative APNs	`R022854` `022854`

Interior

Stories	1 Story
Building Area	2,264 sqft Living Area
1st Floor Area	2,264 sqft

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asbestos
Lot Area	27,007 sqft (0.619 acres)
Garage Type	Attached
Garage Area	364 sqft
Porch	Porch
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	R022854
Street Address	512 W LOCUST RD
City	PAYSON
State	AZ
Zip	85541-3646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 33 TOWNSHIP: 11N RANGE: 10E PT NE4 SE4 SEC 33 T11N R10E;COMM NW COR NE4 SE4 SEC 33;TH S0D3'37W 129.20 POB;TH
Legal Range	10E
Legal Township	11N
Legal Section	33
Legal Subdivision	WEST PAYSON METES & BOUNDS
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1023
Census Tract	301

Owner

Source: Gila County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1403 DOGWOOD LN, WENATCHEE, WA 98801-6380
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jan 31, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 31, 2019
Transfer Doc	0000001190
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	512 W LOCUST RD, PAYSON, AZ 85541-3646
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004906
Date	Apr 6, 2021
Instrument	2021-004906

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Apr 1, 2034

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Jan 31, 2019
Property Address	512 W LOCUST RD, PAYSON, AZ 85541-3646
Document Number	0000001190
Instrument Date	Jan 23, 2019
Instrument	2019-001190
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1307 N 24TH CIR, 1307, WASHOUGAL, WA 98671-9252

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1307 N 24TH CIR, WASHOUGAL, WA 98671-9252

Mortgage

Document Number	0000001191
Date	Jan 31, 2019
Instrument	2019-001191

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2034

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,947 (+5.01%) Land $8,584 Building $40,363	$489,470 (+5.01%) Land $85,841 Building $403,629
2025	$3,246.00 (+23.42%)
2024		$46,612 Land $11,632 Building $34,980	$466,124 Land $116,319 Building $349,805
2023	$2,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 44% of Arizona
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Cable One, T-Mobile USA.

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