Gila County property record for 509 W Locust Rd, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 1,842 sqft · built 1986 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Mar 2009) |
| Tax Bill | $3,082 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-40-025E |
| Primary APN | 302-40-025E |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,842 sqft Living Area |
| 1st Floor Area | 1,228 sqft |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Steel Frame |
| Roof Material | Asbestos |
| Lot Area | 23,958 sqft (0.55 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 180 sqft |
| Patio Area | 144 sqft |
| Canopy | 180 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | A/C Chilled Water |
|---|---|
| Heating System | Hot Water |
| Account Number | R022866 |
|---|---|
| Street Address | 509 W LOCUST RD |
| City | PAYSON |
| State | AZ |
| Zip | 85541-3647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 33 TOWNSHIP: 11N RANGE: 10E POR NE4 SE4 SEC 33 T11N R10E;COMM NW COR NE4 SE4 SEC 33;TH N89D52 '39 E 420.59';TH |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 33 |
| Legal Subdivision | WEST PAYSON METES & BOUNDS |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 301 |
509 W Locust Rd is owned by an individual who bought it in March 2009.
Source: Gila County records, as of December 4, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 703 N MCLANE RD, PAYSON, AZ 85541-3634 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2009 · Amount on File |
| Deed Sale | Mar 19, 2009 · Amount on File |
| Prior Sale | Aug 22, 2006 |
| Deed Document Number | 2009-003371 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 509 W LOCUST RD, PAYSON, AZ 85541-3647 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 509 W LOCUST RD, PAYSON, AZ 85541-3647 |
| Document Number | 0000009603 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021-009603 |
| Name | DISCOVER BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 6, 2051 |
The 2025 property tax bill for 509 W Locust Rd was $3,082.
Source: Gila County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,804 Land $8,330 Building $41,474 | $498,046 Land $83,305 Building $414,741 | |
| 2025 | $3,082.00 | ||
| 2024 | $47,563 Land $11,284 Building $36,279 | $475,632 Land $112,840 Building $362,792 | |
| 2023 | $2,862.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 509 W Locust Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 W Locust Rd is moderate, ranking above 56% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 44% of Arizona |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Sparklight, T-Mobile.
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