Isle Of Wight County property record for 517 Saint Andrews, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,878 sqft · built 2022 |
| Lot Size | 0.199 acres (8,668 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $480,154 (Aug 2023) |
| Tax Bill | $4,070 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21E-02-074 |
| Primary APN | 21E-02-074 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,878 sqft Living Area |
| 1st Floor Area | 1,878 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Material | Asphalt |
| Lot Area | 8,668 sqft (0.199 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Sewer | Connected |
| Street Address | 517 SAINT ANDREWS |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-6834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 74 CYPRESS CREEK PH 6 SEC 1 PLAT I#210852 |
| Legal Lot Number | 74 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 280105 |
517 Saint Andrews is owner-occupied and held in a trust since August 2023.
Source: Isle Of Wight County records, as of September 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 517 SAINT ANDREWS, SMITHFIELD, VA 23430-6834 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2023 · Amount on File |
| Deed Sale | Aug 16, 2023 · Amount on File |
| Deed Document Number | 20232955 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 517 Saint Andrews was $4,070, up 4.5% from the year before.
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Municipality | Smithfield Town |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,070.00 (+4.52%) | $502,500 (-) Land $95,000 Building $407,500 | $502,500 (-) Land $95,000 Building $407,500 |
| 2025 | $3,894.00 | $502,500 Land $95,000 Building $407,500 | $502,500 Land $95,000 Building $407,500 |
| 2023 | $502,500 Land $95,000 Building $407,500 | $502,500 Land $95,000 Building $407,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 517 Saint Andrews in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2006–2012) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 517 Saint Andrews is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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