Isle Of Wight County property record for 613 Saint Andrews, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,820 sqft · built 2021 |
| Lot Size | 0.312 acres (13,591 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Mar 2025) |
| Tax Bill | $4,083 (2026) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21E-02-078 |
| Primary APN | 21E-02-078 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| Family Room | Family Room |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Material | Asphalt |
| Lot Area | 13,591 sqft (0.312 acres) |
| Garage Type | Attached |
| Garage Area | 489 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Sewer | Connected |
| Street Address | 613 SAINT ANDREWS |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-6829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 78 CYPRESS CREEK PH 6 SEC 1 PLAT I#210852 |
| Legal Subdivision | CYPRESS CREEK PHASE 6 |
| Legal Lot Number | 78 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 280105 |
613 Saint Andrews is owned and occupied by two individuals who bought it in March 2025.
Source: Isle Of Wight County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 613 SAINT ANDREWS, SMITHFIELD, VA 23430-6829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on File |
| Deed Sale | Mar 31, 2025 · Amount on File |
| Prior Sale | Aug 30, 2021 · Amount on File |
| Deed Document Number | 20251286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Recording Date | Mar 31, 2025 |
| Property Address | 613 SAINT ANDREWS, SMITHFIELD, VA 23430-6829 |
| Document Number | 0250001286 |
| Map Reference | DOC 210000852 |
| Instrument Date | Mar 28, 2025 |
| Instrument | 250001286 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 613 SAINT ANDREWS, SMITHFIELD, VA 23430-6829 |
| Document Number | 0250001287 |
|---|---|
| Date | Mar 31, 2025 |
| Instrument | 250001287 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
The 2026 property tax bill for 613 Saint Andrews was $4,083, up 4.5% from the year before.
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Municipality | Smithfield Town |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,083.00 (+4.53%) | $504,100 (-) Land $95,000 Building $409,100 | $504,100 (-) Land $95,000 Building $409,100 |
| 2025 | $3,906.00 | $504,100 Land $95,000 Building $409,100 | $504,100 Land $95,000 Building $409,100 |
| 2023 | $499,100 Land $95,000 Building $404,100 | $499,100 Land $95,000 Building $404,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 613 Saint Andrews in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2006–2012) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 613 Saint Andrews is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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