421 Saint Andrews, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 421 Saint Andrews, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,824 sqft · built 2021
Lot Size	0.221 acres (9,627 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,917 (Nov 2021)
Tax Bill	$4,003 (2026)
Flood Zone	Zone X (minimal risk)
APN	`21E-02-069`

Property Details

APN / Parcel Number

Primary APN	`21E-02-069`
Alternative APN	`26264`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Asphalt
Lot Area	9,627 sqft (0.221 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas
Sewer	Connected

Location & Zoning

Street Address	421 SAINT ANDREWS
City	SMITHFIELD
State	VA
Zip	23430-6833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 69 CYPRESS CREEK PH 6 SEC 1 PLAT I#210852
Legal Lot Number	69
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1000
Census Tract	280105

Owner

Source: Isle Of Wight County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 SAINT ANDREWS, SMITHFIELD, VA 23430-6833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	20218056
Deed Book / Page	2021 / 8056
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Municipality	Smithfield Town
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,003.00 (+4.52%)	$494,200 (-) Land $95,000 Building $399,200	$494,200 (-) Land $95,000 Building $399,200
2025	$3,830.00	$494,200 (+1.02%) Land $95,000 Building $399,200	$494,200 (+1.02%) Land $95,000 Building $399,200
2023		$489,200 Land $95,000 Building $394,200	$489,200 Land $95,000 Building $394,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2006–2012)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20