517 Roughbeard Rd, Winter Park, FL 32792 Property Records

Orange County property record for 517 Roughbeard Rd, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,873 sqft · built 1971
Lot Size	0.225 acres (9,798 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Aug 2014)
Tax Bill	$4,323 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-22-30-9442-00-090`

Property Details

APN / Parcel Number

Primary APN	`10-22-30-9442-00-090`
Alternative APNs	`302210944200090` `482429` `488078` `492637`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,873 sqft Living Area
Gross Area	2,484 sqft
1st Floor Area	1,873 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1976
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,798 sqft (0.225 acres)
Garage Type	Attached
Garage Area	555 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	517 ROUGHBEARD RD
City	WINTER PARK
State	FL
Zip	32792-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WINTER PARK PINES UNIT 17 3/49 LOT 9
Legal Range	30E
Legal Township	22S
Legal Section	10
Legal Subdivision	WINTER PARK PINES UT 17
Legal Tract	9442
Legal Lot Number	9
Legal Unit	17
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3017
Census Tract	16200

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	517 ROUGHBEARD RD, WINTER PARK, FL 32792-4509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANKCENTRE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 5, 2014 · Amount on Record
Deed Sale	Aug 5, 2014 · Amount on Record
Prior Sale	May 27, 2004 · Amount on Record
Deed Document Number	2014393138
Deed Book / Page	10785 / 4880
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 20, 2026
Property Address	517 ROUGHBEARD RD, WINTER PARK, FL 32792-4509
Document Number	0000400605
Instrument Date	Jul 17, 2026
Instrument	2026400605
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	TITLE GROUP, PINEAPPLE TREE TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$407,232.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 BOWER RD, WINTER PARK, FL 32792-4807

Mortgage

Document Number	0000400606,
Date	Jul 20, 2026
Instrument	2026400606

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	517 ROUGHBEARD RD, WINTER PARK, FL 32792-4509
Document Number	0000470932
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	517 ROUGHBEARD RD WINTER PARK FL 327924509, WINTER PARK, FL 32792-4509

Mortgage

Document Number	0000470932
Date	Sep 8, 2020
Instrument	470932

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,476 (+2.7%)	$500,170 (-1.8%) Land $270,000 Building $230,170
2025	$4,323.00 (+5.28%) Homeowner's exemption	$280,892 (+5.99%)	$509,320 (+5.3%) Land $270,000 Building $239,320
2024	$4,106.00 (+7.43%)
2023	$3,822.00 (+3.92%) Homeowner's exemption	$265,025 (+3%)	$483,664 (+26.57%) Land $270,000 Building $213,664
2022	$3,678.00 Homeowner's exemption	$257,306	$382,135 Land $200,000 Building $182,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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