640 Roughbeard Rd, Winter Park, FL 32792 Property Records

Orange County property record for 640 Roughbeard Rd, Winter Park, FL 32792 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,758 sqft · built 1969
Lot Size0.265 acres (11,540 sqft)
Owner2 Individual Names on File
Last Sale$389,000 (Apr 2018)
Tax Bill$6,103 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Sep 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN10-22-30-9439-00-190

Property Details

APN / Parcel Number

Primary APN10-22-30-9439-00-190
Alternative APNs
  • 302210943900190
  • 482348
  • 487996
  • 492554

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,758 sqft Living Area
Gross Area2,762 sqft Gross Area
1st Floor Area1,758 sqft 1st Floor
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1994
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,540 sqft (0.265 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area539 sqft Garage
PorchScreened/Unfinished Porch
Porch Area465 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address640 ROUGHBEARD RD
CityWINTER PARK
StateFL
Zip32792-4517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINTER PARK PINES UNIT FIFTEEN 2/83 LOT 19
Legal Range30E
Legal Township22S
Legal Section10
Legal SubdivisionWINTER PARK PINES UT 15
Legal Tract9439
Legal Lot Number19
Legal UnitFIFTEE
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group4
Census Block4001
Census Tract16200

Owner

Source: Orange County records · APN 10-22-30-9439-00-190

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address640 ROUGHBEARD RD, WINTER PARK, FL 32792-4517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2023Deed of Trust, Mortgage · Line of Credit
BAXTER CU
Sep 30, 2020Deed of Trust, Mortgage · Conventional with PMI
UNITED WHOLESALE MTG
Apr 10, 2018Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 23, 2017Warranty Deed, Transfer
SOUTHEAST PROF TITLE L
Jun 02, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 10, 2018 · Amount on Record
Deed SaleApr 10, 2018 · Amount on Record
Prior SaleJun 01, 2017 · Amount on Record
Deed Document Number2018214315
Transfer Doc4995004461
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address640 ROUGHBEARD RD, WINTER PARK, FL 32792-4517
Transaction TypeMortgage
Record UpdatedAug 28, 2023
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 ROUGHBEARD RD, WINTER PARK, FL 32792-4517

Mortgage

Document Number0000456659
DateAug 11, 2023
Instrument20230456659
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 30, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address640 ROUGHBEARD RD, WINTER PARK, FL 32792-4517
Document Number0000524750
Instrument DateSep 30, 2020
Transaction TypeMortgage
Record UpdatedOct 28, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address640 ROUGHBEARD RD WINTER PARK FL 327924517, WINTER PARK, FL 32792-4517

Mortgage

Document Number0000524750
DateOct 07, 2020
Instrument524750
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 06, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateApr 10, 2018
Property Address640 ROUGHBEARD RD, WINTER PARK, FL 32792-4517
Document Number0000214315
Map ReferenceMB 2 PG 83
Instrument DateApr 09, 2018
Instrument20180214315
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyORLANDO TITLE PROFESSIONALS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,723.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address920 WEKIVA SPRINGS RD, 920, LONGWOOD, FL 32779-6062

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 ROUGHBEARD RD, WINTER PARK, FL 32792-4517

Mortgage

Document Number0000214316
DateApr 10, 2018
Instrument20180214316
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 23, 2017
Property Address640 ROUGHBEARD RD, WINTER PARK, FL 32792-4517
Document Number0000351081
Instrument DateJun 16, 2017
Instrument351081
Transaction TypeTransfer
Record UpdatedJul 07, 2017
Title CompanySOUTHEAST PROF TITLE L

Transaction

AmountAmount Recorded
Tax$1,855.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address920 WEKIVA SPRINGS RD #916684 LONGWOOD FL 327796062, 916684, LONGWOOD, FL 32779-6062

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateJun 02, 2017
Property Address640 ROUGHBEARD RD, WINTER PARK, FL 32792-4517
Document Number0000306657
Instrument DateApr 05, 2017
Instrument306657
Transaction TypeTransfer
Record UpdatedJul 21, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address640 ROUGHBEARD RD WINTER PARK FL 327924517, WINTER PARK, FL 32792-4517

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$513,539 (+31.15%)$665,450 (+15.99%) Land $270,000 Building $395,450
2025$6,103.00 (+4.54%) Homeowner's exemption$391,567 (+5.99%)$573,690 (+6.44%) Land $270,000 Building $303,690
2024$5,838.00 (+7.4%)
2023$5,436.00 (+3.52%) Homeowner's exemption$369,449 (+3%)$538,973 (+26.02%) Land $270,000 Building $268,973
2022$5,251.00 Homeowner's exemption$358,688$427,681 Land $200,000 Building $227,681

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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