646 Roughbeard Rd, Winter Park, FL 32792 Property Records

Orange County property record for 646 Roughbeard Rd, Winter Park, FL 32792 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 1974
Square Footage	2,730 sqft Living Area
Lot Size	11,535 sqft (0.265 acres)
Garage	Attached, 441 sqft
Occupancy	Owner Occupied
Tax Bill	$3,291.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-22-30-9439-00-180`
Alternative APNs	`302210943900180` `482347` `487995` `492552`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,730 sqft Living Area
Gross Area	3,418 sqft Gross Area
1st Floor	2,349 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1974
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,535 sqft (0.265 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	441 sqft Garage
Porch Area	628 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	646 ROUGHBEARD RD
City	WINTER PARK
State	FL
Zip	32792-4517
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WINTER PARK PINES UNIT FIFTEEN 2/83 LOT 18 SEE 2372/981
Legal Range	30E
Legal Township	22S
Legal Section	10
Legal Subdivision	WINTER PARK PINES UT 15
Legal Tract	9439
Legal Lot Number	18
Legal Unit	FIFTEE
Jurisdiction	ORANGE FL
Minor Civil Division	ORLANDO
Census Blockgroup	4
Census Block	4001
Census Tract	16200

Owner

Source: Orange County records · APN 10-22-30-9439-00-180

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	646 ROUGHBEARD RD, WINTER PARK, FL 32792-4517
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	646 ROUGHBEARD RD, WINTER PARK, FL 32792-4517
Document Number	0000657405
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 ROUGHBEARD RD WINTER PARK FL 327924517, WINTER PARK, FL 32792-4517

Mortgage

Document Number	0000657405
Date	Dec 04, 2017
Instrument	657405

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 03, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,580 (+2.7%)	$559,860 (-2.03%) Land $270,000 Building $289,860
2025	$3,291.00 (+6.09%) Homeowner's exemption	$216,728 (+5.99%)	$571,460 (+5.74%) Land $270,000 Building $301,460
2024	$3,102.00 (+7.48%)
2023	$2,886.00 (+4.34%) Homeowner's exemption	$204,485 (+3%)	$540,441 (+25.08%) Land $270,000 Building $270,441
2022	$2,766.00 Homeowner's exemption	$198,529	$432,090 Land $200,000 Building $232,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.