Lorain County property record for 517 Metcalf Rd, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1985 |
| Square Footage | 972 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $170,000 (2025) |
| Tax Bill | $1,870.00 (2025) |
| Primary APN | 013583-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 972 sqft Living Area |
| Gross Area | 1,944 sqft Gross Area |
| 1st Floor | 972 sqft 1st Floor |
| Basement Area | 972 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 150 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 280 sqft Garage |
| Patio Area | 150 sqft Patio |
| Porch Area | 60 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 013583-5 |
|---|---|
| Street Address | 517 METCALF RD |
| City | ELYRIA |
| State | OH |
| Zip | 44035-2923 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY 50 X 150 LOT # 475 |
| Legal Subdivision | SPRING VALLEY |
| Legal Tract | 25 |
| Legal Block | 113 |
| Legal Lot Number | 475 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 70101 |
Source: Lorain County records · APN 013583-5
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 517 METCALF RD, ELYRIA, OH 44035-2923 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 08, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 03, 2021 | Survivorship Deed, Transfer · Federal Housing Administration (FHA) Mortgage NATIONS LENDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2025 · Amount on Record |
| Deed Sale | Jul 31, 2025 · Amount on Record |
| Prior Sale | Sep 03, 2021 · Amount on Record |
| Deed Doc Number | 202561786 |
| Prior Transfer Date | May 23, 2014 |
| Prior Transfer Doc | 0000506015 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 517 METCALF RD, ELYRIA, OH 44035-2923 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 517 METCALF RD, ELYRIA, OH 44035-2923 |
| Document Number | 0000900853 |
|---|---|
| Date | Dec 08, 2022 |
| Instrument | 2022-0900853 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 01, 2062 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 03, 2021 |
| Property Address | 517 METCALF RD, ELYRIA, OH 44035-2923 |
| Document Number | 20210837767 |
| Instrument Date | Sep 02, 2021 |
| Instrument | 2021-0837767 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 517 METCALF RD, ELYRIA, OH 44035-2923 |
| Document Number | 20210837768 |
|---|---|
| Date | Sep 03, 2021 |
| Instrument | 2021-0837768 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,870.00 | $39,190 (-) Land $9,450 Building $29,740 | $111,970 (-) Land $27,000 Building $84,970 |
| 2024 | $1,870.00 (-2.6%) | $39,190 (+13.62%) Land $9,450 Building $29,740 | $111,970 (+13.62%) Land $27,000 Building $84,970 |
| 2023 | $1,920.00 (+2.56%) | $34,493 (+0.01%) Land $7,490 Building $27,003 | $98,550 (-) Land $21,400 Building $77,150 |
| 2022 | $1,872.00 | $34,490 Land $7,490 Building $27,000 | |
| 2021 | $98,550 Land $21,400 Building $77,150 |
517 Metcalf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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