508 Metcalf Rd, Elyria, OH 44035 Property Records

Lorain County property record for 508 Metcalf Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1954
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,829 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-031-112-010`

Property Details

APN / Parcel Number

Primary APN	`06-25-031-112-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Patio Area	240 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	508 METCALF RD
City	ELYRIA
State	OH
Zip	44035-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY 50 X 150 S/L 443
Legal Subdivision	SPRING VLY 04
Legal Tract	25
Legal Block	112
Legal Lot Number	443
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3002
Census Tract	70101

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	508 METCALF RD, ELYRIA, OH 44035-2924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	508 METCALF RD, ELYRIA, OH 44035-2924
Document Number	0000770962
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 METCALF RD ELYRIA OH 440352924, ELYRIA, OH 44035-2924

Mortgage

Document Number	0000770962
Date	Jul 27, 2020
Instrument	770962

Lender

Name	AMERICAN MIDWEST MTG
Type	Mortgage Company
Address	PARMA HEIGHTS, OH 44130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,829.00	$36,510 (-0.01%) Land $9,450 Building $27,060	$104,320 (-) Land $27,000 Building $77,320
2024	$1,829.00 (-5.28%)	$36,512 (+7.81%) Land $9,450 Building $27,062	$104,320 (+7.81%) Land $27,000 Building $77,320
2023	$1,931.00 (+0.73%)	$33,866 (-0.01%) Land $7,490 Building $26,376	$96,760 (-) Land $21,400 Building $75,360
2022	$1,917.00	$33,870 Land $7,490 Building $26,380
2021			$96,760 Land $21,400 Building $75,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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