512 Metcalf Rd, Elyria, OH 44035 Property Records

Lorain County property record for 512 Metcalf Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,269 sqft · built 1951
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$2,428 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-031-112-011`

Property Details

APN / Parcel Number

Primary APN	`06-25-031-112-011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,269 sqft Living Area
1st Floor Area	736 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	48 sqft
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	512 METCALF RD
City	ELYRIA
State	OH
Zip	44035-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY 50 X 150
Legal Subdivision	SPRING VALLEY
Legal Tract	25
Legal Block	112
Legal Lot Number	442
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3002
Census Tract	70101

Owner

Source: Lorain County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	512 METCALF RD, ELYRIA, OH 44035-2924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 7, 2024	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2024
Deed Sale	Mar 7, 2024
Prior Sale	Jun 13, 2014 · Amount on Record
Deed Document Number	20246044
Prior Transfer Date	Feb 28, 2024
Prior Transfer Doc	0000006044
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	512 METCALF RD, ELYRIA, OH 44035-2924
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 METCALF RD, ELYRIA, OH 44035-2924

Mortgage

Document Number	0000075811
Date	Nov 18, 2025
Instrument	2025-0075811

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Mar 7, 2024
Property Address	512 METCALF RD, ELYRIA, OH 44035-2924
Document Number	0000006044
Map Reference	VOL 13 PG 7
Instrument Date	Feb 28, 2024
Instrument	2024-0006044
Transaction Type	Transfer
Record Updated	Mar 18, 2024
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 METCALF RD, ELYRIA, OH 44035-2924
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006045
Date	Mar 7, 2024
Instrument	2024-0006045

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,428.00 (+4.07%)	$48,620 (+%) Land $9,450 Building $39,170	$138,910 (-) Land $27,000 Building $111,910
2024	$2,333.00 (+2.1%)	$48,619 (+18.01%) Land $9,450 Building $39,169	$138,910 (+18.01%) Land $27,000 Building $111,910
2023	$2,285.00 (+0.71%)	$41,199 (%) Land $7,490 Building $33,709	$117,710 (-) Land $21,400 Building $96,310
2022	$2,269.00	$41,200 Land $7,490 Building $33,710
2021			$117,710 Land $21,400 Building $96,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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