517 Emory Oak St, Ocoee, FL 34761 Property Records

Orange County property record for 517 Emory Oak St, Ocoee, FL 34761

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,490 sqft · built 1997
Lot Size0.205 acres (8,945 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Oct 2022)
Tax Bill$8,335 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-22-28-0902-00-380

Property Details

APN / Parcel Number

Primary APN31-22-28-0902-00-380
Alternative APNs
  • 282231090200380
  • 259072
  • 263917
  • 268463

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,490 sqft Living Area
Gross Area3,228 sqft
1st Floor Area2,490 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,945 sqft (0.205 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address517 EMORY OAK ST
CityOCOEE
StateFL
Zip34761-5641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD-LD
Legal DescriptionBROOKHAVEN OAKS 36/125 LOT 38
Legal Range28E
Legal Township22S
Legal Section31
Legal SubdivisionBROOKHAVEN OAKS
Legal Tract902
Legal Lot Number38
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1011
Census Tract17119

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address517 EMORY OAK ST, OCOEE, FL 34761-5641
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
A&D MORTGAGE LLC
Oct 31, 2022Warranty Deed, Transfer · Conventional Mortgage
CHANGE LENDING LLC
Oct 7, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 8, 2017Warranty Deed, Transfer
EQUITABLE TITLE/DR PHILLIPS LL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2022 · Amount on Record
Deed SaleOct 31, 2022 · Amount on Record
Prior SaleSep 8, 2017 · Amount on Record
Deed Document Number2022661509
Prior Transfer DateSep 22, 2020
Prior Transfer Doc0000524264
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address517 EMORY OAK ST, OCOEE, FL 34761-5641
Transaction TypeMortgage
Record UpdatedMar 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address517 EMORY OAK ST, OCOEE, FL 34761-5641

Mortgage

Document Number0000110731
DateFeb 25, 2026
Instrument20260110731
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
AddressFORT LAUDERDALE, FL 33309
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateOct 31, 2022
Property Address517 EMORY OAK ST, OCOEE, FL 34761-5641
Document Number0000661509
Map ReferenceMB 36 PG 125&126
Instrument DateOct 28, 2022
Instrument20220661509
Transaction TypeTransfer
Record UpdatedNov 17, 2022
Title CompanyORLANDO TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1601 HOOKS ST APT 412, 1601, CLERMONT, FL 34711-3531

Transferred To (Grantee/Buyer)

NameVerified Name
Address517 EMORY OAK ST, OCOEE, FL 34761-5641

Mortgage

Document Number0000661510
DateOct 31, 2022
Instrument20220661510
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateOct 7, 2020
Property Address517 EMORY OAK ST, OCOEE, FL 34761-5641
Document Number0000524264
Instrument DateSep 22, 2020
Instrument524264
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address517 EMORY OAK ST OCOEE FL 347615641, OCOEE, FL 34761-5641

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateSep 8, 2017
Property Address517 EMORY OAK ST, OCOEE, FL 34761-5641
Document Number0000497794
Instrument DateAug 31, 2017
Instrument497794
Transaction TypeTransfer
Record UpdatedSep 26, 2017
Title CompanyEQUITABLE TITLE/DR PHILLIPS LL

Transaction

AmountAmount Recorded
Tax$2,572.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address517 EMORY OAK ST OCOEE FL 347615641, OCOEE, FL 34761-5641

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$512,000 (+2.22%) Land $100,000 Building $412,000$512,000 (-1.52%) Land $100,000 Building $412,000
2025$8,335.00 (+5.53%) Homeowner's exemption$500,897 (+5.99%)$519,880 (+1%) Land $100,000 Building $419,880
2024$7,898.00 (+3.35%)
2023$7,642.00 (+50.91%) Homeowner's exemption$472,602 (+37.47%) Land $100,000 Building $372,602$472,602 (+13.45%) Land $100,000 Building $372,602
2022$5,064.00 Homeowner's exemption$343,778$416,588 Land $100,000 Building $316,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCOEE, CITY OF (2 WPS)
serves 34,000 people · EPA ID FL3480204
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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