Orange County property record for 498 Emory Oak St, Ocoee, FL 34761
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,062 sqft · built 1997 |
| Lot Size | 0.232 acres (10,105 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $309,000 (Aug 2005) |
| Tax Bill | $3,872 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-22-28-0902-00-770 |
| Primary APN | 31-22-28-0902-00-770 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,062 sqft Living Area |
| Gross Area | 2,862 sqft |
| 1st Floor Area | 2,062 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,105 sqft (0.232 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 498 EMORY OAK ST |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-5638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD-LD |
| Legal Description | BROOKHAVEN OAKS 36/125 LOT 77 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 31 |
| Legal Subdivision | BROOKHAVEN OAKS |
| Legal Tract | 902 |
| Legal Lot Number | 77 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 17119 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 498 EMORY OAK ST, OCOEE, FL 34761-5638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2005 · Amount on Record |
| Deed Sale | Aug 2, 2005 · Amount on Record |
| Prior Sale | Mar 14, 1997 · Amount on Record |
| Deed Document Number | 2005509259 |
| Deed Book / Page | 8102 / 4445 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 498 EMORY OAK ST, OCOEE, FL 34761-5638 |
| Document Number | 0000000544 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 498 EMORY OAK ST OCOEE FL 347615638, OCOEE, FL 34761-5638 |
| Document Number | 0000000544 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 544 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 3, 2036 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,239 (+2.7%) | $426,170 (-1.33%) Land $95,000 Building $331,170 | |
| 2025 | $3,872.00 (+7.86%) Homeowner's exemption | $232,949 (+5.99%) | $431,930 (+10.23%) Land $95,000 Building $336,930 |
| 2024 | $3,590.00 (+3.49%) | ||
| 2023 | $3,469.00 (+3.37%) Homeowner's exemption | $219,790 (+3%) | $391,856 (+15.9%) Land $95,000 Building $296,856 |
| 2022 | $3,356.00 Homeowner's exemption | $213,388 | $338,089 Land $95,000 Building $243,089 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 46 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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