Orange County property record for 497 Emory Oak St, Ocoee, FL 34761
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,582 sqft · built 1997 |
| Lot Size | 0.228 acres (9,930 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $395,000 (Dec 2018) |
| Tax Bill | $6,595 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-22-28-0902-00-410 |
| Primary APN | 31-22-28-0902-00-410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,582 sqft Living Area |
| Gross Area | 3,399 sqft |
| 1st Floor Area | 2,582 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,930 sqft (0.228 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 300 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 355 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 497 EMORY OAK ST |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-5639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD-LD |
| Legal Description | BROOKHAVEN OAKS 36/125 LOT 41 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 31 |
| Legal Subdivision | BROOKHAVEN OAKS |
| Legal Tract | 902 |
| Legal Lot Number | 41 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 17119 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 497 EMORY OAK ST, OCOEE, FL 34761-5639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2019 | Deed of Trust, Mortgage PENNYMAC |
| Dec 20, 2018 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on Record |
| Deed Sale | Dec 20, 2018 · Amount on Record |
| Prior Sale | Nov 12, 2015 · Amount on Record |
| Deed Document Number | 2018737663 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 497 EMORY OAK ST, OCOEE, FL 34761-5639 |
| Document Number | 0000526252 |
| Instrument Date | Aug 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 497 EMORY OAK ST OCOEE FL 347615639, OCOEE, FL 34761-5639 |
| Document Number | 0000526252 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 526252 |
| Name | PENNYMAC |
|---|---|
| Address | 3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361-3027 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 22, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 20, 2018 |
| Property Address | 497 EMORY OAK ST, OCOEE, FL 34761-5639 |
| Document Number | 0000737663 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 737663 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | CLOSING AGENT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 497 EMORY OAK ST OCOEE FL 347615639, OCOEE, FL 34761-5639 |
| Document Number | 737664 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 737664 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2048 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $405,394 (+2.7%) | $511,180 (-1.5%) Land $100,000 Building $411,180 | |
| 2025 | $6,595.00 (+6.29%) Homeowner's exemption | $394,736 (+5.99%) | $518,980 (+9.86%) Land $100,000 Building $418,980 |
| 2024 | $6,205.00 (+3.36%) | ||
| 2023 | $6,003.00 (+3.04%) Homeowner's exemption | $372,438 (+3%) | $472,405 (+13.27%) Land $100,000 Building $372,405 |
| 2022 | $5,826.00 Homeowner's exemption | $361,590 | $417,057 Land $100,000 Building $317,057 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 46 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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