426 E Prospect Rd, Fort Collins, CO 80525 Property Records

Larimer County property record for 426 E Prospect Rd, Fort Collins, CO 80525

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,240 sqft · built 1928
Lot Size	0.229 acres (9,962 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Feb 2022)
Tax Bill	$4,261 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`97133-34-011`

Property Details

APN / Parcel Number

Primary APN	`97133-34-011`
Alternative APN	`R0061816`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Lot Area	9,962 sqft (0.229 acres)
View / Lot	Traffic
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0061816
Street Address	426 E PROSPECT RD
City	FORT COLLINS
State	CO
Zip	80525-1055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NCL
Legal Description	E 90 FT OF LOTS 11 & 12, BLK 9, L C MOORES 3RD, FTC
Legal Range	69W
Legal Township	7N
Legal Section	13
Legal Subdivision	MOORE`S L C
Legal Block	9
Legal Lot Number	11,12
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	2
Census Block	2044
Census Tract	700

Owner

426 E Prospect Rd is owned and occupied by two individuals who bought it in February 2022.

Source: Larimer County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	426 E PROSPECT RD, FORT COLLINS, CO 80525-1055
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Special Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Apr 17, 2019	Warranty Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2022 · Amount on File
Deed Sale	Feb 14, 2022 · Amount on File
Prior Sale	Apr 17, 2019 · Amount on File
Deed Document Number	20229851
Prior Transfer Date	Sep 2, 2004
Prior Transfer Doc	0000092892
Record Updated	Oct 29, 2026

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 14, 2022
Property Address	426 E PROSPECT RD, FORT COLLINS, CO 80525-1055
Document Number	0000009851
Instrument Date	Feb 11, 2022
Instrument	20220009851
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	426 E PROSPECT RD, FORT COLLINS, CO 80525-1055

Mortgage

Document Number	0000009852
Date	Feb 14, 2022
Instrument	20220009852

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 17, 2019
Property Address	426 E PROSPECT RD, FORT COLLINS, CO 80525-1055
Document Number	0000019094
Instrument Date	Apr 15, 2019
Instrument	19094
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Amount	Amount on Record
Tax	$42.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4208 CHABOYA RD SAN JOSE CA 951483707, SAN JOSE, CA 95148-3707

Tax Assessment & Valuation

The 2025 property tax bill for 426 E Prospect Rd was $4,261.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,261.00	$42,769 Land $3,750 Building $39,019	$684,300 Land $60,000 Building $624,300
2023	$3,698.00 (+28.67%)	$44,200 (+45.2%) Land $4,020 Building $40,180	$659,700 (+50.62%) Land $60,000 Building $599,700
2022	$2,874.00	$30,441 Land $4,170 Building $26,271	$438,000 Land $60,000 Building $378,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 426 E Prospect Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 E Prospect Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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