5160 Saint Davids Dr, Vero Beach, FL 32967 Property Records

Indian River County property record for 5160 Saint Davids Dr, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,989 sqft · built 1991
Lot Size	0.105 acres (4,574 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Feb 2022)
Tax Bill	$6,549 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`32-39-23-00006-0000-00011.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-23-00006-0000-00011.0`
Alternative APN	`48404`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,989 sqft Living Area
1st Floor Area	1,989 sqft

Exterior

Year Built	Built 1991
Lot Area	4,574 sqft
View / Lot	Golf Course

Location & Zoning

Account Number	48404
Street Address	5160 SAINT DAVIDS DR
City	VERO BEACH
State	FL
Zip	32967-7238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND HARBOR-PLAT 7-ST DAVID'S ISLAND LOT 11 PBI 13-61
Legal Range	39
Legal Township	32
Legal Section	23
Legal Subdivision	GRAND HARBOR PLAT 7 ST DAVIDS ISLAND
Legal Lot Number	11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2007
Census Tract	50306

Owner

Source: Indian River County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	5160 SAINT DAVIDS DR, VERO BEACH, FL 32967-7238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Jun 25, 2013 · Amount on Record
Deed Document Number	3120220012523
Deed Book / Page	3515 / 961
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 28, 2022
Property Address	5160 SAINT DAVIDS DR, VERO BEACH, FL 32967-7238
Document Number	0035150961
Book / Page	3515 / 961
Map Reference	MB 13 PG 61-61A
Instrument Date	Feb 25, 2022
Instrument	3120220012523
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 NEPTUNE DR, 52, GROTON, CT 06340-5422

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5160 SAINT DAVIDS DR, VERO BEACH, FL 32967-7238

Mortgage

Document Number	0003515964
Date	Feb 28, 2022
Instrument	3515/964

Lender

Name	MARINE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,549.00 (+2.83%)	$483,468 (-) Building $483,468	$483,468 (-) Building $483,468
2024	$6,369.00 (-6.93%)	$483,468 (-) Building $483,468	$483,468 (-) Building $483,468
2023	$6,843.00 (+143.7%)	$483,468 (+108.69%) Building $483,468	$483,468 (+42.77%) Building $483,468
2022	$2,808.00	$231,667	$338,644 Building $338,644

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	805 units insured incl. 536 condo units
Nearby Flood Claims	44 (2004–2017)
Claims Outside the SFHA	36 of 44
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 19 claims Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20