5128 Saint Davids Dr, Vero Beach, FL 32967 Property Records

Indian River County property record for 5128 Saint Davids Dr, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,629 sqft · built 1991
Lot Size	0.066 acres (2,888 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Apr 2023)
Tax Bill	$5,680 (2025)
Deeds & Mortgages	Apr 2023 Sale Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`32-39-23-00006-0000-00003.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-23-00006-0000-00003.0`
Alternative APN	`48396`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,629 sqft Living Area
1st Floor Area	1,629 sqft

Exterior

Year Built	Built 1991
Lot Area	2,888 sqft
View / Lot	Golf Course

Location & Zoning

Account Number	48396
Street Address	5128 SAINT DAVIDS DR
City	VERO BEACH
State	FL
Zip	32967-7238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND HARBOR-PLAT 7-ST DAVID'S ISLAND LOT 3 PBI 13-61
Legal Range	39
Legal Township	32
Legal Section	23
Legal Subdivision	GRAND HARBOR PLAT 7 ST DAVIDS ISLAND
Legal Lot Number	3
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2007
Census Tract	50306

Owner

Source: Indian River County records · APN 32-39-23-00006-0000-00003.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5128 SAINT DAVIDS DR, VERO BEACH, FL 32967-7238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Warranty Deed, Transfer RIOMAR TITLE LLC
Apr 04, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Dec 11, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 15, 2019	Warranty Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Prior Sale	Apr 04, 2022 · Amount on Record
Deed Document Number	0036162138
Deed Book / Page	3616 / 2138
Record Updated	Jun 08, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 27, 2023
Property Address	5128 SAINT DAVIDS DR, VERO BEACH, FL 32967-7238
Document Number	0036162138
Book / Page	3616 / 2138
Map Reference	MB 13 PG 61
Instrument Date	Apr 27, 2023
Instrument	3120230020787
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	RIOMAR TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4328 2ND SQ SW, VERO BEACH, FL 32968-2378

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5128 SAINT DAVIDS DR, VERO BEACH, FL 32967-7238

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 04, 2022
Property Address	5128 SAINT DAVIDS DR, VERO BEACH, FL 32967-7238
Document Number	0035271340
Book / Page	3527 / 1340
Map Reference	MB 13 PG 61
Instrument Date	Mar 31, 2022
Instrument	3120220021398
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	PATCH REEF TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 RUE MARCEAU, 19, FERNWOOD, ID 83830

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5128 SAINT DAVIDS DR, VERO BEACH, FL 32967-7238

Mortgage

Document Number	0035271350
Date	Apr 04, 2022
Instrument	3527/1350

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2037

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 11, 2020
Property Address	5128 SAINT DAVIDS DR, VERO BEACH, FL 32967-7238
Document Number	0033662079
Book / Page	3366 / 2079
Map Reference	MB 13 PG 61
Instrument Date	Dec 08, 2020
Instrument	3120200075234
Transaction Type	Transfer
Record Updated	Dec 06, 2021
Title Company	PATCH REEF TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 SAINT CATHERINES CIR, 1450, VERO BEACH, FL 32967-7343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5128 SAINT DAVIDS DR, VERO BEACH, FL 32967-7238

Mortgage

Document Number	33662082
Date	Dec 11, 2020
Instrument	3366/2082

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 15, 2019
Property Address	5128 SAINT DAVIDS DR, VERO BEACH, FL 32967-7238
Document Number	0031911288
Book / Page	3191 / 1288
Map Reference	MB 13 PG 61
Instrument Date	Mar 15, 2019
Instrument	3120190015515
Transaction Type	Transfer
Record Updated	Dec 06, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 LADY PALM TER, 303, VERO BEACH, FL 32963-4256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5128 SAINT DAVIDS DR, VERO BEACH, FL 32967-7238

Mortgage

Document Number	3120190015516
Date	Mar 15, 2019
Instrument	3120190015516

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,680.00 (-11.58%)	$421,637 (-7%) Building $421,637	$421,637 (-7%) Building $421,637
2023	$6,424.00 (+116.22%)	$453,373 (+86.35%) Building $453,373	$453,373 (+58.96%) Building $453,373
2022	$2,971.00	$243,286	$285,212 Building $285,212

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	805 units insured incl. 536 condo units
Nearby Flood Claims	44 (2004–2017)
Claims Outside the SFHA	36 of 44
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 19 claims Hurricane Frances, Sep 2004 · 9 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Based on FCC filings for 194 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

5128 Saint Davids Dr, Vero Beach, FL 32967 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Saint Davids Dr

Nearby Streets

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