Indian River County property record for 5148 Saint Davids Dr, Vero Beach, FL 32967
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,581 sqft · built 1991 |
| Lot Size | 0.067 acres (2,910 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Mar 2026) |
| Tax Bill | $3,998 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Feb 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-39-23-00006-0000-00008.0 |
| Primary APN | 32-39-23-00006-0000-00008.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,581 sqft Living Area |
| 1st Floor Area | 1,581 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Condo/Apartment |
| Lot Area | 2,910 sqft (0.067 acres) |
| Street Address | 5148 SAINT DAVIDS DR |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32967-7238 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | GRAND HARBOR-PLAT 7-ST DAVIDS ISLAND LOT 8 PBI 13-61 |
| Legal Range | 39E |
| Legal Township | 32S |
| Legal Section | 23 |
| Legal Subdivision | GRAND HARBOR PLAT 7 ST DAVIDS ISLAND |
| Legal Lot Number | 8 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 50306 |
Source: Indian River County records · APN 32-39-23-00006-0000-00008.0
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 ELAINE CT, CALIFON, NJ 07830-3554 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 06, 2026 | Warranty Deed, Transfer PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L |
| Feb 10, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jun 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 06, 2026 · Amount on Record |
| Deed Sale | Mar 06, 2026 · Amount on Record |
| Prior Sale | Feb 12, 2025 · Amount on Record |
| Deed Document Number | 202610554 |
| Deed Book / Page | 3843 / 459 |
| Prior Transfer Date | Apr 04, 2024 |
| Prior Transfer Doc | 0036891090 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 06, 2026 |
| Property Address | 5148 SAINT DAVIDS DR, VERO BEACH, FL 32967-7238 |
| Document Number | 0038430459 |
| Book / Page | 3843 / 459 |
| Map Reference | MB 13 PG 61&61 |
| Instrument Date | Mar 04, 2026 |
| Instrument | 3120260010554 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Title Company | PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4580 22ND LN, VERO BEACH, FL 32966-2102 |
| Name | Verified Name |
|---|---|
| Address | 10 ELAINE CT, CALIFON, NJ 07830-3554 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 5148 SAINT DAVIDS DR, VERO BEACH, FL 32967-7238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0035100370 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 3510/370 |
| Instrument | 3120220008469 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 12, 2020 |
| Property Address | 5148 SAINT DAVIDS DR, VERO BEACH, FL 32967-7238 |
| Document Number | 0033090858 |
| Book / Page | 3309 / 858 |
| Map Reference | MB 13 PG 61 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 3120200032720 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,624.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1221 GULFSTREAM PKWY, 1221, LIBERTYVILLE, IL 60048-5204 |
| Name | Verified Name |
|---|---|
| Address | 401 SUMMERHAVEN DR N, EAST SYRACUSE, NY 13057-3134 |
| Document Number | 3309861 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 3309/861 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,998.00 (+13.29%) | $301,865 (+5.99%) | $417,576 (-5%) Building $417,576 |
| 2023 | $3,529.00 (+2.68%) | $284,814 (+3%) | $439,554 (+58.96%) Building $439,554 |
| 2022 | $3,437.00 | $276,518 Building $276,518 | $276,518 Building $276,518 |
Source: FEMA National Flood Hazard Layer as of May 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 269 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 805 units insured incl. 536 condo units |
| Nearby Flood Claims | 44 (2004–2017) |
| Claims Outside the SFHA | 36 of 44 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 194 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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