Guadalupe County property record for 516 Saddle Pass, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,228 sqft · built 2013 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (May 2017) |
| Tax Bill | $6,078 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900401300100000 |
| Primary APN | 1G3900401300100000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,228 sqft Living Area |
| Gross Area | 4,014 sqft |
| 1st Floor Area | 1,868 sqft |
| 2nd Floor Area | 1,360 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 119 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 116 sqft |
| Patio Area | 180 sqft |
| Storage Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 516 SADDLE PASS |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #4 BLOCK 13 LOT 1 0.1653 AC |
| Legal Subdivision | SADDLE CREEK RANCH #4 |
| Legal Tract | 1 |
| Legal Block | 13 |
| Legal Lot Number | 1 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 210612 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 516 SADDLE PASS, CIBOLO, TX 78108-3631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2020 | Deed of Trust, Mortgage · VA Mortgage TJC MTG |
| May 9, 2017 | Vendor's Lien, Transfer · VA Mortgage AMCAP MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2017 · Amount on Record |
| Deed Sale | May 9, 2017 · Amount on Record |
| Prior Sale | Jul 15, 2013 · Amount on Record |
| Deed Document Number | 201710247 |
| Prior Transfer Date | May 2, 2017 |
| Prior Transfer Doc | 0000010247 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 516 SADDLE PASS, CIBOLO, TX 78108-3631 |
| Document Number | 0000017160 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 516 SADDLE PASS CIBOLO TX 781083631, CIBOLO, TX 78108-3631 |
| Document Number | 0000017160 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 17160 |
| Name | TJC MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | May 9, 2017 |
| Property Address | 516 SADDLE PASS, CIBOLO, TX 78108-3631 |
| Document Number | 0000010247 |
| Map Reference | VOL8 PG84 |
| Instrument Date | May 2, 2017 |
| Instrument | 2017010247 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | TRINITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 516 SADDLE PASS, CIBOLO, TX 78108-3631 |
| Document Number | 0000010249 |
|---|---|
| Date | May 9, 2017 |
| Instrument | 2017010249 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $433,290 (+9.96%) Land $46,159 Building $387,131 | $433,290 (+5.59%) Land $46,159 Building $387,131 | |
| 2025 | $6,078.00 (+4.08%) Homeowner's exemption | $394,045 (-6.85%) Land $44,884 Building $365,476 | $410,360 (-2.99%) Land $44,884 Building $365,476 |
| 2024 | $5,840.00 (+13.73%) | ||
| 2023 | $5,135.00 (-11.8%) Homeowner's exemption | $423,000 Land $59,191 Building $363,809 | $423,000 Land $59,191 Building $363,809 |
| 2022 | $5,822.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures