Guadalupe County property record for 404 Saddle Pass, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,228 sqft · built 2012 |
| Lot Size | 0.183 acres (7,990 sqft) |
| Owner | Company Name on File |
| Last Sale | $443,754 (Aug 2023) |
| Tax Bill | $7,949 (2025) |
| Deeds & Mortgages | May 2023 Mortgage May 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900301300800000 |
| Primary APN | 1G3900301300800000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,228 sqft Living Area |
| Gross Area | 3,878 sqft |
| 1st Floor Area | 1,868 sqft |
| 2nd Floor Area | 1,360 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,990 sqft (0.183 acres) |
| Lot Dimensions | 121 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 110 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 404 SADDLE PASS |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #3 BLOCK 13 LOT 8 0.1834 AC |
| Legal Subdivision | SADDLE CREEK RANCH #3 |
| Legal Tract | 8 |
| Legal Block | 13 |
| Legal Lot Number | 8 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 210612 |
Source: Guadalupe County assessment roll, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 111 W 33RD ST, 1901, NEW YORK, NY 10001-2904 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · VA Mortgage WESTSTAR MORTGAGE CORP |
| May 30, 2025 | Deed of Trust, Mortgage · Commercial Mortgage TVC FUNDING III LLC |
| Aug 8, 2023 | Warranty Deed, Transfer |
| Aug 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERANT MORTGAGE LLC |
| Aug 8, 2023 | Contract Sale, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 8, 2023 · Amount on Record |
| Deed Sale | Aug 8, 2023 · Amount on Record |
| Prior Sale | Aug 8, 2023 |
| Deed Document Number | 202319886 |
| Prior Transfer Date | Oct 30, 2012 |
| Prior Transfer Doc | 0000021524 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | TX |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 404 SADDLE PASS, CIBOLO, TX 78108-3630 |
| Document Number | 0099012022 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 202399012022 |
| Name | WESTSTAR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBUQUERQUE, NM 87113 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 261 Months |
| Due | Feb 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | TX |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0099013242 |
|---|---|
| Date | May 30, 2025 |
| Instrument | 202599013242 |
| Name | TVC FUNDING III LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BETHESDA, MD 20814 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Aug 8, 2023 |
| Property Address | TX |
| Document Number | 0099019873 |
| Map Reference | VOL 7 PG 789-790 |
| Instrument Date | Aug 4, 2023 |
| Instrument | 202399019873 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 SADDLE PASS, CIBOLO, TX 78108-3630 |
| Name | Verified Name |
|---|---|
| Address | 111 W 33RD ST, NEW YORK, NY 10001-2904 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Aug 8, 2023 |
| Property Address | TX |
| Document Number | 0099019886 |
| Map Reference | VOL 7 PG 789-790 |
| Instrument Date | Aug 4, 2023 |
| Instrument | 202399019886 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 W 33RD ST # ST1901, ST1901, NEW YORK, NY 10001-2904 |
| Name | Verified Name |
|---|---|
| Address | 111 W 33RD ST # 1901, 1901, NEW YORK, NY 10001-2904 |
| Investor | Possibly a Property Investor |
| Document Number | 0099019914 |
|---|---|
| Date | Aug 8, 2023 |
| Instrument | 202399019914 |
| Name | AMERANT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 11.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.8% |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Aug 8, 2023 |
| Property Address | TX |
| Document Number | 0099019874 |
| Map Reference | VOL 7 PG 789-790 |
| Instrument Date | Aug 4, 2023 |
| Instrument | 202399019874 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 SADDLE PASS, CIBOLO, TX 78108-3630 |
| Name | Verified Name |
|---|---|
| Address | 111 W 33RD ST # 1901, 1901, NEW YORK, NY 10001-2904 |
| Investor | Possibly a Property Investor |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $433,376 (+5.21%) Land $48,631 Building $384,745 | $433,376 (+5.21%) Land $48,631 Building $384,745 | |
| 2025 | $7,949.00 (-3.61%) | $411,899 (-14.21%) Land $48,152 Building $363,747 | $411,899 (-14.21%) Land $48,152 Building $363,747 |
| 2024 | $8,247.00 (+20.32%) | ||
| 2023 | $6,854.00 (-9.36%) Homeowner's exemption | $480,129 (+24.25%) Land $63,013 Building $417,116 | $480,129 (+24.25%) Land $63,013 Building $417,116 |
| 2022 | $7,562.00 Homeowner's exemption | $386,416 Land $47,664 Building $338,752 | $386,416 Land $47,664 Building $338,752 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Valley Telephone Cooperative, Inc. (TX), Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures