Guadalupe County property record for 500 Saddle Pass, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,996 sqft · built 2012 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $311,640 (May 2025) |
| Tax Bill | $4,673 (2023) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900301300500000 |
| Primary APN | 1G3900301300500000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,996 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 1,996 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 112 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 500 SADDLE PASS |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #3 BLOCK 13 LOT 5 0.1377 AC |
| Legal Subdivision | SADDLE CREEK RANCH #3 |
| Legal Tract | 5 |
| Legal Block | 13 |
| Legal Lot Number | 5 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 210612 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 500 SADDLE PASS, CIBOLO, TX 78108-3631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| May 19, 2025 | Vendor's Lien, Transfer · VA Mortgage SENTE MORTGAGE INC |
| Aug 31, 2020 | Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MTG |
| May 11, 2019 | Deed of Trust, Mortgage RANDOLPH BROOKS FCU |
| Aug 1, 2017 | Warranty Deed, Transfer ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2025 · Amount on Record |
| Deed Sale | May 19, 2025 · Amount on Record |
| Prior Sale | Aug 31, 2020 · Amount on Record |
| Deed Document Number | 202512298 |
| Prior Transfer Date | Aug 25, 2020 |
| Prior Transfer Doc | 0099023523 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | TX |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 500 SADDLE PASS, CIBOLO, TX 78108-3631 |
| Document Number | 0099002873 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 202699002873 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 217 Months |
| Due | Mar 1, 2044 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | May 19, 2025 |
| Property Address | TX |
| Document Number | 0099012298 |
| Map Reference | VOL 7 PG 789 |
| Instrument Date | May 16, 2025 |
| Instrument | 202599012298 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 500 SADDLE PASS, CIBOLO, TX 78108-3631 |
| Document Number | 0099012299 |
|---|---|
| Date | May 19, 2025 |
| Instrument | 202599012299 |
| Name | SENTE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Aug 31, 2020 |
| Property Address | 500 SADDLE PASS, CIBOLO, TX 78108-3631 |
| Document Number | 0000023523 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 23523 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 500 SADDLE PASS CIBOLO TX 781083631, CIBOLO, TX 78108-3631 |
| Document Number | 23524 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 23524 |
| Name | AMERICAN PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 500 SADDLE PASS, CIBOLO, TX 78108-3631 |
| Document Number | 0000010778 |
| Instrument Date | May 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 500 SADDLE PASS CIBOLO TX 781083631, CIBOLO, TX 78108-3631 |
| Document Number | 0000010778 |
|---|---|
| Date | May 17, 2019 |
| Instrument | 10778 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148-2097 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 16, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Aug 1, 2017 |
| Property Address | 500 SADDLE PASS, CIBOLO, TX 78108-3631 |
| Document Number | 0000017771 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 17771 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 500 SADDLE PASS CIBOLO TX 781083631, CIBOLO, TX 78108-3631 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,756 (-3.66%) Land $42,315 Building $277,441 | $319,756 (-3.66%) Land $42,315 Building $277,441 | |
| 2025 | $331,895 (-12.37%) Land $39,830 Building $292,065 | $331,895 (-12.37%) Land $39,830 Building $292,065 | |
| 2023 | $4,673.00 (-12.41%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $378,725 Land $53,339 Building $325,386 | $378,725 Land $53,339 Building $325,386 |
| 2022 | $5,335.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.
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