516 N Cherry St, Commerce, OK 74339 Property Records

Ottawa County property record for 516 N Cherry St, Commerce, OK 74339 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,341 sqft · built 1957
Lot Size	0.29 acres (12,517 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Nov 2020)
Tax Bill	$617 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20483`

Property Details

APN / Parcel Number

Primary APN	`20483`
Alternative APN	`5680-00-002-001-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,341 sqft Living Area
1st Floor Area	1,341 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,517 sqft (0.29 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20483
Street Address	516 N CHERRY ST
City	COMMERCE
State	OK
Zip	74339-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 1-2 & N 25' OF LT 3, BLK 2 FAIRVIEW-COMMERCE
Legal Range	23E
Legal Township	28N
Legal Section	6
Legal Subdivision	FAIRVIEW-COMMERCE
Legal Block	2
Legal Lot Number	1-3
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3009
Census Tract	574200

Owner

Source: Ottawa County records · APN 20483

Assessment roll updated January 29, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	516 N CHERRY ST, COMMERCE, OK 74339-1530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Aug 19, 1992
Deed Document Number	20204981
Deed Book / Page	1122 / 263
Prior Transfer Date	Nov 16, 2020
Prior Transfer Doc	001122/263
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Nov 18, 2020
Property Address	516 N CHERRY ST, COMMERCE, OK 74339-1530
Document Number	001122/263
Book / Page	1122 / 263
Instrument Date	Nov 16, 2020
Instrument	2020-004981
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 N CHERRY ST, COMMERCE, OK 74339-1530

Mortgage

Document Number	2020004982
Date	Nov 18, 2020
Instrument	2020-004982

Lender

Name	SOUTHWEST MISSOURI BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated January 29, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$617.00 (+0.82%)	$6,363 (-6.97%) Land $517 Building $5,846	$55,810 (-6.98%) Land $4,532 Building $51,278
2024	$612.00 (-0.33%)	$6,840 (-) Land $451 Building $6,389	$60,000 (-) Land $3,960 Building $56,040
2023	$614.00 (-1.6%)	$6,840 (-) Land $451 Building $6,389	$60,000 (-) Land $3,960 Building $56,040
2022	$624.00	$6,840 Land $451 Building $6,389	$60,000 Land $3,960 Building $56,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (40115C), updated September 13, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.