420 N Cherry St, Commerce, OK 74339 Property Records

Ottawa County property record for 420 N Cherry St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,386 sqft · built 1933
Owner	Individual Name on File
Last Sale	$27,500 (Sep 2021)
Tax Bill	$654 (2025)
Deeds & Mortgages	Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`20511`

Property Details

APN / Parcel Number

Primary APN	`20511`
Alternative APN	`5680-00-007-001-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	1,386 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Material	Metal
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20511
Street Address	420 N CHERRY ST
City	COMMERCE
State	OK
Zip	74339-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 1 - 2, BLK 7 FAIRVIEW-COMMERCE
Legal Range	23E
Legal Township	28N
Legal Section	06
Legal Subdivision	FAIRVIEW-COMMERCE
Legal Block	7
Legal Lot Number	1,2
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3023
Census Tract	574200

Owner

Source: Ottawa County records · APN 20511

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	420 N CHERRY ST, COMMERCE, OK 74339-1529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2021 · Amount on Record
Deed Sale	Sep 02, 2021 · Amount on Record
Prior Sale	Jun 05, 2009
Deed Document Number	2021-004478
Deed Book / Page	1143 / 152
Record Updated	Jun 08, 2026

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Sep 02, 2021
Property Address	420 N CHERRY ST, COMMERCE, OK 74339-1529
Document Number	1143/152
Book / Page	1143 / 152
Instrument Date	Aug 12, 2021
Instrument	2021-004478
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$41.25
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 S LA SALLE ST # ST2000, 440, CHICAGO, IL 60605-1028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 N CHERRY ST, COMMERCE, OK 74339-1529

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$654.00 (+0.93%)	$6,740 (-11.75%) Land $485 Building $6,255	$59,123 (-11.74%) Land $4,255 Building $54,868
2024	$648.00 (-5.54%)	$7,637 (-) Land $485 Building $7,152	$66,988 (-) Land $4,255 Building $62,733
2023	$686.00 (-1.58%)	$7,637 (-) Land $485 Building $7,152	$66,988 (-) Land $4,255 Building $62,733
2022	$697.00	$7,637 Land $485 Building $7,152	$66,988 Land $4,255 Building $62,733

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 13, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 272 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COMMERCE serves 2,645 people
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.