419 N Cherry St, Commerce, OK 74339 Property Records

Ottawa County property record for 419 N Cherry St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,421 sqft · built 1980
Lot Size	0.16 acres (7,132 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Sep 2023)
Tax Bill	$1,139 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`20504`

Property Details

APN / Parcel Number

Primary APN	`20504`
Alternative APN	`5680-00-006-001-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,421 sqft Living Area
1st Floor Area	1,421 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	7,132 sqft (0.16 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	128 sqft
Patio Area	376 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20504
Street Address	419 N CHERRY ST
City	COMMERCE
State	OK
Zip	74339-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 N20' LT 2, BLK 6 FAIRVIEW-COMMERCE
Legal Range	23E
Legal Township	28N
Legal Section	6
Legal Subdivision	FAIRVIEW-COMMERCE
Legal Block	6
Legal Lot Number	1,2
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3024
Census Tract	574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	419 N CHERRY ST, COMMERCE, OK 74339-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer · FHA Mortgage ARVEST BANK
Aug 24, 2023	Land Contract, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Aug 24, 2023 · Amount on Record
Deed Document Number	20233949
Deed Book / Page	1190 / 379
Prior Transfer Date	Jul 11, 2023
Prior Transfer Doc	0000003094
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Sep 1, 2023
Property Address	419 N CHERRY ST, COMMERCE, OK 74339-1528
Document Number	001190/379
Book / Page	1190 / 379
Instrument Date	Aug 31, 2023
Instrument	I-2023-003949
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 N CHERRY ST, COMMERCE, OK 74339-1528

Mortgage

Document Number	I2023003950
Date	Sep 1, 2023
Instrument	I-2023-003950

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

August 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	OTTAWA OK
Recording Date	Aug 24, 2023
Property Address	419 N CHERRY ST, COMMERCE, OK 74339-1528
Document Number	0001190/11
Book / Page	1190 / 11
Instrument Date	Dec 27, 2019
Instrument	I-2023-003833
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 N CHERRY ST, COMMERCE, OK 74339-1528

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,772 (+0.25%) Land $485 Building $11,287	$103,263 (+0.26%) Land $4,251 Building $99,012
2025	$1,139.00 (+0.89%)	$11,743 (+0.01%) Land $485 Building $11,258	$103,000 (-) Land $4,251 Building $98,749
2024	$1,129.00 (+92.99%)	$11,742 (+80.12%) Land $453 Building $11,289	$103,000 (+4.14%) Land $3,977 Building $99,023
2023	$585.00 (+3.17%)	$6,519 (+4.99%) Land $453 Building $6,066	$98,904 (-) Land $3,977 Building $94,927
2022	$567.00	$6,209 Land $453 Building $5,756	$98,904 Land $3,977 Building $94,927

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: BOLT Fiber, T-Mobile.

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