St. Joseph County property record for 516 Mortimer St, Sturgis, MI 49091
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,360 sqft |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Jul 2013) |
| Tax Bill | $2,473 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-440-038-00 |
| Primary APN | 052-440-038-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,360 sqft Building Perimeter |
| 1st Floor Area | 1,360 sqft |
| Basement Area | 1,360 sqft |
| Unfinished Basement | 1,360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 23,522 sqft (0.54 acres) |
| Lot Dimensions | 167 ft deep x 140 ft wide |
| Garage Area | 506 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 516 MORTIMER ST |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 & 44. LINCOLN PARK ADD. CITY OF STURGIS. (RETIRE -COMBO W - 037-00, 2016) |
| Legal Subdivision | LINCOLN PARK ADD CITY OF STURGIS |
| Legal Lot Number | 43-44 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | STURGIS |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 40500 |
516 Mortimer St is owned and occupied by two individuals who acquired it in June 2016.
Source: St. Joseph County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 516 MORTIMER ST, STURGIS, MI 49091-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST |
| Jan 14, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CENTURY BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2013 · Amount on File |
| Deed Sale | Jul 8, 2013 · Amount on File |
| Prior Sale | Feb 11, 1997 |
| Deed Book / Page | 1710 / 305 |
| Last Transfer Date | Jun 30, 2016 |
| Transfer Doc | 1829/0922 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 516 MORTIMER ST, STURGIS, MI 49091-2230 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021009325 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021009325 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 516 MORTIMER ST, STURGIS, MI 49091-2230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1945/0358 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 1945/0358 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 516 Mortimer St was $2,473 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Sturgis City |
| Unified School District | Sturgis Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,700 (+14.95%) | $201,400 (+14.95%) | |
| 2025 | $2,473.00 Homeowner's exemption | $87,600 Land $5,400 Building $82,200 | $175,200 Land $10,800 Building $164,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 516 Mortimer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 516 Mortimer St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 11,920 people · EPA ID MI0006440 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
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