St. Joseph County property record for 512 Mortimer St, Sturgis, MI 49091
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,205 sqft |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $19,152 (Aug 2025) |
| Tax Bill | $5,632 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-440-036-00 |
| Primary APN | 052-440-036-00 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 3,205 sqft Building Perimeter |
| 1st Floor Area | 3,205 sqft |
| Basement Area | 3,205 sqft |
| Unfinished Basement | 3,205 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 169 ft deep x 121 ft wide |
| Garage Area | 860 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 512 MORTIMER ST |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 42 & E 52.6 FT OF LOT 41. LINCOLN PARK ADD. CITY OF STURGIS. |
| Legal Subdivision | LINCOLN PARK ADD |
| Legal Lot Number | 41,42 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | STURGIS |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 40500 |
512 Mortimer St is owned and occupied by an individual who bought it in August 2025.
Source: St. Joseph County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4420 COLONY PLAZA DR 564, 564, CHARLOTTE, NC 28211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Aug 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Aug 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Aug 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jan 3, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on File |
| Deed Sale | Aug 18, 2025 · Amount on File |
| Prior Sale | May 23, 2006 · Amount on File |
| Deed Document Number | 20256408 |
| Prior Transfer Date | Aug 7, 2025 |
| Prior Transfer Doc | 2025006408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Apr 8, 2026 |
| Property Address | 512 MORTIMER ST, STURGIS, MI 49091-2230 |
| Document Number | 0000003014 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20263014 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 512 MORTIMER ST, STURGIS, MI 49091-2230 |
| Document Number | 0000003014, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20263014 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 512 MORTIMER ST, STURGIS, MI 49091-2230 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 512 MORTIMER ST, STURGIS, MI 49091-2230 |
| Document Number | 2023006079 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 2023006079 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jul 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 512 MORTIMER ST, STURGIS, MI 49091-2230 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 512 MORTIMER ST, STURGIS, MI 49091-2230 |
| Document Number | 2022007613 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 2022007613 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 512 MORTIMER ST, STURGIS, MI 49091-2230 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01971/0177 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 1971/0177 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 3, 2019 |
| Property Address | 512 MORTIMER ST, STURGIS, MI 49091-2230 |
| Document Number | 01944/0282 |
| Book / Page | 1944 / 0282 |
| Map Reference | LB 2 PG 81 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CARRINGTON TITLE SERVICES, CARRINGTON TITLE SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 512 MORTIMER ST, 512, STURGIS, MI 49091-2230 |
| Name | Verified Name |
|---|---|
| Address | 512 MORTIMER ST, STURGIS, MI 49091-2230 |
| Document Number | 0001944285 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | 1944/285 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 237 Months |
| Due | Oct 1, 2038 |
The 2025 property tax bill for 512 Mortimer St was $5,632 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Sturgis City |
| Unified School District | Sturgis Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,900 (+3.29%) Land $10,400 Building $212,500 | $445,800 (+3.29%) Land $20,800 Building $425,000 | |
| 2025 | $5,632.00 Homeowner's exemption | $215,800 Land $4,700 Building $211,100 | $431,600 Land $9,400 Building $422,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 512 Mortimer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 512 Mortimer St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 11,920 people · EPA ID MI0006440 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
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